http://urbanmoney.com.au/ Sun, 05 Feb 2012 23:01:59 Wilson National trading as urbanmoney Articles http://urbanmoney.com.au/?process=views/article.php&articleId=18553 http://urbanmoney.com.au/?process=views/article.php&articleId=18553 Queensland building boost to encourage property investors If you are an Australian looking to enhance your property portfolio then you may want to consider the new Building Boost Grant offered by the Queensland Government. The Queensland Government Building Boost Grant is available to buy or build a new home in Queensland from 1 August 2011 to 31 January 2012. The Queensland Building Boost Grant is a grant for a... http://urbanmoney.com.au/?process=views/article.php&articleId=17145 http://urbanmoney.com.au/?process=views/article.php&articleId=17145 urbanmoney now fund mortgages for investors purchasing properties that are approved under the National Rental Affordability Scheme (NRAS). NRAS is an Australian Government initiative to stimulate the supply of new affordable rental dwellings by up to 50,000 by June 2012. NRAS offers property investors annual incentives for 10 years of $9,140 per annum. Furthermore, the Queensland Government is providing a cash bonus of... http://urbanmoney.com.au/?process=views/article.php&articleId=16781 http://urbanmoney.com.au/?process=views/article.php&articleId=16781 WIN a HD LED TV! Recently urbanmoney Loans Administration Manager Caitlin Giles was snapped and then slapped on the front page of the Gold Coast Bulletin with an unusual facial expression. The unusual facial expression was captured at the first home game of the Gold Coast Suns at the new Metricon Stadium. For your chance to win a Kogan 16" HD LED TV with PVR valued at $250 (Pictured right), simply... http://urbanmoney.com.au/?process=views/article.php&articleId=16777 http://urbanmoney.com.au/?process=views/article.php&articleId=16777 Have you got the depreciation right on your investment property? As the 30 June approaches, many will be anxious to complete their tax return for the current financial year. For those that have an investment property, the annual trip to the accountant is even more important. One of the benefits of negative gearing is being able to claim a portion of the building costs as depreciation. A quantity surveyor or other... http://urbanmoney.com.au/?process=views/article.php&articleId=16773 http://urbanmoney.com.au/?process=views/article.php&articleId=16773 2011 has been a busy year so far for urbanmoney. It all started with our name change which has been well received by our old and new customers, staff and peers. Our aim is to ensure that we can provide an all round non banking solution to our customers and this includes providing you with tools to better manage your money. New Debit Card facility - coming soon! That’s why we are proud to announce that we will be... http://urbanmoney.com.au/?process=views/article.php&articleId=14545 http://urbanmoney.com.au/?process=views/article.php&articleId=14545 In a typical home, hot water accounts for approximately one third of the energy consumption. So we thought we would put together a list of ways you can make instant savings on your power bills.   There are many ways you can save on your hot water bills without having to change your hot water system.   Fit a low flow showerhead and save up to $100 each year off your energy and water bills  ... http://urbanmoney.com.au/?process=views/article.php&articleId=13629 http://urbanmoney.com.au/?process=views/article.php&articleId=13629   From Geoff Wilson’s Blog One of life’s essentials is food, we all need it and it is the sole of the home that brings everyone together at meal times. The thing is we all have different shopping routines. Some people are organised and have a routine around their grocery shopping duties, others aren’t as organised and have habits that end up costing thousands of dollars a year more in grocery... http://urbanmoney.com.au/?process=views/article.php&articleId=13229 http://urbanmoney.com.au/?process=views/article.php&articleId=13229 Year after year we make resolutions to exercise regularly, eat well, and give up smoking and other bad habits. Following such basic rules can cut heart disease risk by 80 percent, diabetes risk by 90 percent and cancer risk by 50 percent, according to the Harvard Nurses' Health Study. But most of us fail to keep our promises to ourselves.  Here are some practical ways to get -- and stay -- healthy. Wear a... http://urbanmoney.com.au/?process=views/article.php&articleId=10034 http://urbanmoney.com.au/?process=views/article.php&articleId=10034 The urbanmoney footy tipping competition returns in 2011 and this year our top tipster will win a 32GB Apple iPad valued at $599 (product description as at 6 February 2011). Reigning champion Gordon Watson will be returning to defend his title after getting lucky with a perfect week and tipping well during the bonus games in 2010.   To join: 1) Go to http://www.OzTips.com ... http://urbanmoney.com.au/?process=views/article.php&articleId=12893 http://urbanmoney.com.au/?process=views/article.php&articleId=12893 @font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: "Times New Roman"; }p.MsoPlainText, li.MsoPlainText, div.MsoPlainText { margin: 0cm 0cm 0.0001pt; font-size: 10.5pt; font-family: "Times New Roman"; }span.PlainTextChar { font-family: Courier; }div.Section1 { page: Section1; } Australia Day celebrations take place around the country on 26 January... http://urbanmoney.com.au/?process=views/article.php&articleId=12889 http://urbanmoney.com.au/?process=views/article.php&articleId=12889 Ever heard someone say I wonder what makes them tick? Well according to the Google search results for Australians during 2010,  the answer is a whole range of things including, our hunger to find out more about gadgets like the iPad, and new iPhone 4 and important events and issues like the World Cup Soccer and Wikileaks. We also searched for fun items like our favourite ads online including the iPad advert, KFC ads... http://urbanmoney.com.au/?process=views/article.php&articleId=12885 http://urbanmoney.com.au/?process=views/article.php&articleId=12885 As Australia and the world watched one of our most loved cities in despair from the unprecedented flooding, we should take the time to have a look at our own back yard. The heartache and devastation will now turn into anticipation as many people seek to see if and how their insurance coverage will assist them get back on their feet. At this time we encourage everyone to ensure that they are adequately insured and they have covered... http://urbanmoney.com.au/?process=views/article.php&articleId=12630 http://urbanmoney.com.au/?process=views/article.php&articleId=12630 @font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: "Times New Roman"; }p.MsoPlainText, li.MsoPlainText, div.MsoPlainText { margin: 0cm 0cm 0.0001pt; font-size: 10.5pt; font-family: "Times New Roman"; }span.PlainTextChar { font-family: Courier; }div.Section1 { page: Section1; } Australia’s first multi-utility ActewAGL is reminding the... http://urbanmoney.com.au/?process=views/article.php&articleId=12629 http://urbanmoney.com.au/?process=views/article.php&articleId=12629 With the higher Australian dollar and relatively lower oil prices many people question the price of petrol – and why the price of petrol remains so high? And it appears there is no easy answer.   According to the price of unleaded petrol over the last decade there has been a steady rise in the price, with two notable characteristics – the steady rise in the price of petrol from February 2004... http://urbanmoney.com.au/?process=views/article.php&articleId=12627 http://urbanmoney.com.au/?process=views/article.php&articleId=12627 @font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: "Times New Roman"; }p.MsoPlainText, li.MsoPlainText, div.MsoPlainText { margin: 0cm 0cm 0.0001pt; font-size: 10.5pt; font-family: "Times New Roman"; }span.PlainTextChar { font-family: Courier; }div.Section1 { page: Section1; } Has the Reserve Bank of Australia gone too hard too soon – some... http://urbanmoney.com.au/?process=views/article.php&articleId=12613 http://urbanmoney.com.au/?process=views/article.php&articleId=12613 With good home loan deals on offer by Wilson National, now is a great time to review your finances and see if you can consolidate your other loans and credit cards. If your home loan is currently with one of the big four banks you can save money simply by switching your home loan to Wilson National. Consolidating allows you to tidy up your finances, reduce costly consumer credit interest rates and so that you can start paying your... http://urbanmoney.com.au/?process=views/article.php&articleId=12612 http://urbanmoney.com.au/?process=views/article.php&articleId=12612 With the silly season almost upon us we have put together some simple saving money tips designed to put more money in your pocket this Christmas and into the new year. Save Money Tip 1 Establish a personal budget. This is essential for families and individuals and can be the fastest way to save money. You will instantly see your incomings and outgoings once you create your budget. You will not be able to save money unless you know... http://urbanmoney.com.au/?process=views/article.php&articleId=12297 http://urbanmoney.com.au/?process=views/article.php&articleId=12297 Take time out and have a chuckle with these funny emails.   Funny cats   Norwegian snack bar   A video explaining the meaning of dude                       http://urbanmoney.com.au/?process=views/article.php&articleId=12296 http://urbanmoney.com.au/?process=views/article.php&articleId=12296 If you haven't got anything on over the next couple of weeks, why not grab your diary and pop a few of these events into your calendar. Coolangatta Gold This iconic ironman event established its origins in a 1984 movie of the same name in which two brothers competed for the same surf lifesaving prize. The movie starred Colin Friels and Grant Kenny, a former ironman and Olympian. The race concept - a marathon test of... http://urbanmoney.com.au/?process=views/article.php&articleId=12295 http://urbanmoney.com.au/?process=views/article.php&articleId=12295 Get in early for Christmas! If you are looking for clever gift ideas for Christmas you should take a look at these special offers exclusive to Wilson National eNews subscribers and Facebook followers.   Envirosax | Stylish reusable bags Envirosax designer reusable bags are tensile strength tested, safety tested for heavy metals, super strong (hold 20kg), fully washable, do not fade, conveniently roll up into a tiny... http://urbanmoney.com.au/?process=views/article.php&articleId=12294 http://urbanmoney.com.au/?process=views/article.php&articleId=12294 Urgent notice - Scam email posing as ANZ Be on the look out for a scam email. The scam email message has been made to look like an email message from ANZ. The email titled ‘ANZ Online Banking Security Alert’ asks customers to click on a link to verify your account details. If you receive a suspicious email fitting this description do not click on the link and report the email immediately. ANZ can be... http://urbanmoney.com.au/?process=views/article.php&articleId=12293 http://urbanmoney.com.au/?process=views/article.php&articleId=12293 State of the States report – October 2010 According to CommSec's State of the States report issued on Monday 25 October 2010 the Australian Capital Territory (ACT) and Western Australia (WA) are the fastest growing economies in Australia. The report shows the ACT continues to benefit from the lowest unemployment rate in the country and firm population growth, which is driving activity in home purchases and... http://urbanmoney.com.au/?process=views/article.php&articleId=12292 http://urbanmoney.com.au/?process=views/article.php&articleId=12292 Australian dollar reaches parity with Greenback At 11.18pm on Friday 15 October Eastern Australian Daylight Savings Time the Australian Dollar reached parity against the US Dollar in European trading. So what does a strong Australian Dollar mean for the Australian economy and your home loan rate? We take a look at some of the advantages and disadvantages of a strong Australian Dollar for Australians. Advantages of a high... http://urbanmoney.com.au/?process=views/article.php&articleId=12071 http://urbanmoney.com.au/?process=views/article.php&articleId=12071 Internet giant, Google, has launched their new innovation in search engine technology – Google Instant. Google Instant makes searching for information on the internet faster by displaying the search engine results page as your type in search terms, which means results appear instantly as you type. Google instant means you no longer have to wait until you have typed in the full term for which you are looking. Google... http://urbanmoney.com.au/?process=views/article.php&articleId=12069 http://urbanmoney.com.au/?process=views/article.php&articleId=12069 Investment property – Springfield Lakes Delfin Lend Lease G2 Property in conjunction with Delfin Lend Lease is offering house and land packages in the new Springfield Lakes precinct. Located in one of Australia’s fastest growing corridors, Springfield Lakes offers property investors a strong property investment opportunity. Springfield Lakes, south west of Brisbane, just north of Ipswich, off the Centenary... http://urbanmoney.com.au/?process=views/article.php&articleId=12068 http://urbanmoney.com.au/?process=views/article.php&articleId=12068 It is often agreed that the ageing process and the reasons why some people age well while others don't are probably the result of complex interactions among three factors: heredity, environment, and lifestyle. Although you can't change your genetic makeup, you can change your environment, to a degree, and you most certainly can change your lifestyle, through diet, exercise, etc. Diet includes nutritional supplements,... http://urbanmoney.com.au/?process=views/article.php&articleId=12067 http://urbanmoney.com.au/?process=views/article.php&articleId=12067 The Reserve Bank of Australia held interest rates at 4.5% for the month of September and with retail figures weak, it looks likely interest rates could remain on hold for October. The Reserve Bank of Australia said the rate was appropriate as the world economic outlook remained uncertain and inflation was close to target.After 19 straight years of economic growth, the Australian economy is still growing at 3.3% a year, while inflation... http://urbanmoney.com.au/?process=views/article.php&articleId=12066 http://urbanmoney.com.au/?process=views/article.php&articleId=12066 @font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: "Times New Roman"; }p.MsoPlainText, li.MsoPlainText, div.MsoPlainText { margin: 0cm 0cm 0.0001pt; font-size: 10.5pt; font-family: "Times New Roman"; }span.PlainTextChar { font-family: Courier; }div.Section1 { page: Section1; } Sensational September events Floriade Canberra September means... http://urbanmoney.com.au/?process=views/article.php&articleId=11837 http://urbanmoney.com.au/?process=views/article.php&articleId=11837 If the Winter blues are setting in and your passport is screaming out to be stamped, why not pack a bag head to sizzling Singapore. Sun, fun, and relaxation will reinvigorate your body and give you just the boost your need till our southern Summer arrives. Singapore is near the equator so it is always warm and that means more time lazing by the pool, slurping your favourite beer or sipping your favourite cocktail. And with so many... http://urbanmoney.com.au/?process=views/article.php&articleId=11834 http://urbanmoney.com.au/?process=views/article.php&articleId=11834 With many people putting off major renovations until later, we show you three easy ways to make a tired kitchen feel like new again. These tips mean you can put off an expensive renovation and still enjoy a kitchen that looks and feels renewed and improved. 1 - Get new knobs Pop down to our local hardware store and check out their range of kitchen cupboard knobs. Simply by changing the kitchen doorknobs from an outdated plastic... http://urbanmoney.com.au/?process=views/article.php&articleId=11827 http://urbanmoney.com.au/?process=views/article.php&articleId=11827 10 Strategies for permanent weight loss For many people weight loss is a chronic endeavor. All too often the shedding of a kilo is a temporary event followed by a steady regain of lost weight. Most popular diets are unsuccessful in the long run. Luckily, research has revealed many invaluable strategies which can help increase your odds of permanent weight loss. This is a basic overview of the strategies for permanent weight loss 1.... http://urbanmoney.com.au/?process=views/article.php&articleId=11826 http://urbanmoney.com.au/?process=views/article.php&articleId=11826 Chicken soup confirmed as cold and flu fighter. I came across this interesting snippet of information and with Winter biting I thought you might find the recipe interesting. Research published in 2000 in the medical journal Chest, has confirmed what many of us have suspected and our grandmothers have long known that chicken soup does help the symptoms of colds and flu. Dr Stephen Rennard, a US chest specialist, tested various chicken... http://urbanmoney.com.au/?process=views/article.php&articleId=11836 http://urbanmoney.com.au/?process=views/article.php&articleId=11836 In this months Australia's funniest email, we take a satirical look at Tony Abbott and Julia Gillard as they race toward the polls on Saturday 21 August 2010. The political videos poke a bit of fun at Mr Abbott being 'fit', and the Julia Gillard 'moving forward' GPS unit.   Voting Libra - l   Kevin Rudd's angry burger and Julia... http://urbanmoney.com.au/?process=views/article.php&articleId=11835 http://urbanmoney.com.au/?process=views/article.php&articleId=11835 In August 2010 the Reserve Bank of Australia has left the cash rate unchanged following its monthly board meeting. The Reserve Bank of Australia left the cash rate at 4.5 per cent for a third straight month. The decision was influenced by key elements including a lower than expected consumer price index result. Reserve Bank Governor Glenn Stevens said current interest rates were around the average level of the past decade. "With... http://urbanmoney.com.au/?process=views/article.php&articleId=11658 http://urbanmoney.com.au/?process=views/article.php&articleId=11658 Ever wanted to wear your comfy pajamas to work? Well on Friday 23 July 2010 the team at the Wilson National head office will wear slippers and nightcaps to celebrate the first ‘Stress Down Day’ to help raise valuable funds and awareness for Lifeline and the services they provide the community. Wilson National is one of many workplaces and schools around Australia... http://urbanmoney.com.au/?process=views/article.php&articleId=11656 http://urbanmoney.com.au/?process=views/article.php&articleId=11656 Vandalism to property in Australia costs millions of dollars in reparation so we have put together some anti-vandalism tips that will help you reduce the chance of vandalism occurring and costing you money. You can make your home less attractive to graffiti vandals in a number of ways including: restricting access by planting vegetation in front of walls and fences to reduce the canvas for... http://urbanmoney.com.au/?process=views/article.php&articleId=11655 http://urbanmoney.com.au/?process=views/article.php&articleId=11655 This month’s accidental chef is Tim from Canberra, who has recently cooked a fantastic beef wellington at a dinner party for his mates. Ingredients: Serves 4   1kg beef eye fillet 4 tablespoons butter, softened 2 tablespoons butter 60g Goose or duck liver pate ... http://urbanmoney.com.au/?process=views/article.php&articleId=11648 http://urbanmoney.com.au/?process=views/article.php&articleId=11648 You should be on the look out for an email with the Subject: Your tax refund is here    The email makes reference to a miscalculated tax refund which can be claimed by applying online. The email contains a link to a website that is an exact replica of the ATO website, and also includes links to websites which are replicas of major banking institutes. These websites are... http://urbanmoney.com.au/?process=views/article.php&articleId=11647 http://urbanmoney.com.au/?process=views/article.php&articleId=11647 Scott Carr and his Datapod take home prestigious award Wilson National customer Scott Carr (Pictured receiving his award from Mr John Castles AM, Chairman of Standards Australia) has recently won a prestigious Australian International Design Award for his revolutionary Datapod system, an energy efficient data centre system which clicks together like lego, as clients data storage needs grow. It... http://urbanmoney.com.au/?process=views/article.php&articleId=11644 http://urbanmoney.com.au/?process=views/article.php&articleId=11644 Investment property drives prices higher in the nations capital Canberra has overtaken Melbourne as the country's hottest housing market. Canberra's residential prices rose 3.7 per cent, to a median value of $508,500, in the three months to the end of May - the biggest rise of all capital cities, according to figures released by researcher RP Data-Rismark. The ACT's government resorted... http://urbanmoney.com.au/?process=views/article.php&articleId=11643 http://urbanmoney.com.au/?process=views/article.php&articleId=11643 Iconic Lake George Zebras turn heads Travelers to and from the national capital via the Federal Highway know you have to be on the look out for kangaroos and wombats but recently travelers have been treated to what is quickly emerging into a nation icon ‘The Zebras of Lake George’. Located just 20 minutes north of Canberra, local sculptures Julie and Alan... http://urbanmoney.com.au/?process=views/article.php&articleId=11166 http://urbanmoney.com.au/?process=views/article.php&articleId=11166 In the Kitchen with the Unexpected Chef - Recipe for dinner party success Set the faces of your guests to stunned at your next dinner party, as you serve a delicious flourless orange cake that will leave your guests asking for more. Here is how it happens: Ingredients: Two baseless cooking tins 20cm diameter and 3cm deep – grease with margarine Two full oranges... http://urbanmoney.com.au/?process=views/article.php&articleId=11168 http://urbanmoney.com.au/?process=views/article.php&articleId=11168 Electric vehicle network to be established in Canberra Better Place Australia, an electric vehicle services provider, is set to roll out Australia's first Electric Vehicle network in Canberra, the nation's capital. Announced by Better Place founder and CEO, Shai Agassi, and Better Place Australia boss Evan Thornley, construction of the network's infrastructure is set to begin in 2011, with service to begin by 2012. Better... http://urbanmoney.com.au/?process=views/article.php&articleId=11167 http://urbanmoney.com.au/?process=views/article.php&articleId=11167 Wilson National Local Area Managers Since the start of 2010 Wilson National has established Local Area Manager's in Canberra, Sydney, Logan/Brisbane and the Gold Coast. 'Wilson National Local Area Managers (LAM’s) are business owners who are dedicated to providing personal service – our LAM’s are like your own private banker, ready to provide assistance on your loan when you most need it.... http://urbanmoney.com.au/?process=views/article.php&articleId=11164 http://urbanmoney.com.au/?process=views/article.php&articleId=11164 South Bay Varsity Lakes - one apartment left for sale South Bay Gold Coast – If you are looking to add an investment property to your portfolio then take a look at this. This is the last available apartment at South Bay and simply won’t last. South Bay Varsity Lakes - listed as one of Australia's property hot spots The new Delfin South Bay Development in Varsity Lakes, is... http://urbanmoney.com.au/?process=views/article.php&articleId=11163 http://urbanmoney.com.au/?process=views/article.php&articleId=11163 RBA hold interest rates for June 2010 Auction clearence rates falling Major banks continue tightening to borrowers Wilson National MD recommends shopping around for best rate. Regardless of which magazine or paper you read regarding the Australian economy these days... http://urbanmoney.com.au/?process=views/article.php&articleId=10794 http://urbanmoney.com.au/?process=views/article.php&articleId=10794 From heating and cooling to washing and drying, there are many ways you can save energy around your home. By reducing the amount of energy you use, not only will you save money, but you will also help reduce the amount of greenhouse gasses released into the atmosphere. The following tips are easy to implement and can be applied to nearly any home with minimal impact on... http://urbanmoney.com.au/?process=views/article.php&articleId=10510 http://urbanmoney.com.au/?process=views/article.php&articleId=10510 The finalist for the 2010 Australian International Design Awards have been announced and they cover a range of categories including Consumer; Business and Technology; Medical and Scientific; Automotive and Transport; Sport and Leisure; Housing and Building; Heavy Machinery; and Architectural and Interior Products. And this year’s finalists feature a... http://urbanmoney.com.au/?process=views/article.php&articleId=10506 http://urbanmoney.com.au/?process=views/article.php&articleId=10506 A recent change in Queensland legislation now allows for Queensland landlords to pass the cost of water consumption to tenants. In a statewide overhaul of water billing, landlords can now transfer water consumption costs on to tenants. Previously tenants could only be billed for excess water charges and landlords paid the bi-annual regular council water charges. Landlords who are eligible under the... http://urbanmoney.com.au/?process=views/article.php&articleId=10503 http://urbanmoney.com.au/?process=views/article.php&articleId=10503 Inspired by cleaning Guru Shannon Lush, this month we decided to go myth busting with Wilson National Managing Director Geoff Wilson – but not just any myth busting, myths and tips that can help in everyday life. So this month we have decided to investigate the myth that a combination of white vinegar, baking soda, and an after spray of a clove oil solution is better... http://urbanmoney.com.au/?process=views/article.php&articleId=10321 http://urbanmoney.com.au/?process=views/article.php&articleId=10321 CURRUMBIN: Yesterday staff members of Wilson National and members from the local Currumbin Community joined forces to remove rubbish from the Currumbin Mangroves as part of Clean Up Australia Day. This is the third year Wilson National has supported the clean up in this location which contributes to keeping the mangroves clear of rubbish and toxins, including plastic bait bags, cigarette... http://urbanmoney.com.au/?process=views/article.php&articleId=10036 http://urbanmoney.com.au/?process=views/article.php&articleId=10036 Mary did have a little lamb but could that lamb give you some of Australia’s best value home loans? Well if not, why not meet Wilson National’s new LAM’s - better know as our Local Area Managers, and now effectionately known as our Wilson National LAMs. Wilson National has begun work on developing a network of Local Area Managers around Australia, starting with the Northern... http://urbanmoney.com.au/?process=views/article.php&articleId=10039 http://urbanmoney.com.au/?process=views/article.php&articleId=10039 For many people weight loss is a chronic endeavor. All too often the shedding of kilo’s is a temporary event followed by a steady regain of lost weight. Most popular diets are unsuccessful in the long run. Luckily, research has revealed many invaluable strategies which can help increase your odds of permanent weight loss. This is a basic overview of the strategies for permanent weight loss. 10 Strategies for permanent weight... http://urbanmoney.com.au/?process=views/article.php&articleId=10035 http://urbanmoney.com.au/?process=views/article.php&articleId=10035 Your Mortgage Magazine has recently listed Wilson National in Australia’s best value mortgages 2010. The review by Your Mortgage Magazine compared over 1,000 home loans in six different categories, to find out the cheapest home loans currently in the Australian Market. The Your Mortgage Magazine survey is unique as it goes further than just comparing comparison rates, the survey... http://urbanmoney.com.au/?process=views/article.php&articleId=10038 http://urbanmoney.com.au/?process=views/article.php&articleId=10038 Wilson National is becoming more than just a place for a great home loan From March 2010 Wilson National will begin providing Financial Planning services to our customers.  This move will have major benefits and allows Wilson National to better meet the financial needs of our customers. Wilson National Financial Planning will be managed by Ryan Glaser and will be operated by G2 Wealth Pty... http://urbanmoney.com.au/?process=views/article.php&articleId=9824 http://urbanmoney.com.au/?process=views/article.php&articleId=9824 Better service has seen a recent surge in the number of mortgage brokers changing to mortgage management at the same time Wilson National expands their brand into major Australian centres. Wilson National reports the recent shift away from the banks is part of an emerging trend, now that a sense of normality has returned to the Australian market. The shift away from the banks has been noticed in three... http://urbanmoney.com.au/?process=views/article.php&articleId=9107 http://urbanmoney.com.au/?process=views/article.php&articleId=9107 Wilson National's Home Buying Guide has been an amazing success since it was launched a few months ago in National eNews. The Home Buyers Guide takes a look at the in's and out's of buying a home and what you need to do to arrange your home loan, the process involved and provide a glossary of jargon that home buyers need to know about when buying a home. Wilson National Customer Service and Administration Mananger Caitlin Giles says,... http://urbanmoney.com.au/?process=views/article.php&articleId=9106 http://urbanmoney.com.au/?process=views/article.php&articleId=9106 Australia's funniest email for November is a classic 'sprung' senario. This video would have to be one of the biggest 'pork pies' ever told. Take a look and have a giggle! http://urbanmoney.com.au/?process=views/article.php&articleId=9104 http://urbanmoney.com.au/?process=views/article.php&articleId=9104 At a time when interest rates are tipped to rise over the next 2 years to what economists view as normal levels, now is the time to ensure that your current home loan deal is one of the best on the market. Wilson National has secured secure long term funding with wholesale funding partner Resimac who have accessed funding which has been supported by the Australian Federal Government in the form of Investment Mandates awarded by the... http://urbanmoney.com.au/?process=views/article.php&articleId=9103 http://urbanmoney.com.au/?process=views/article.php&articleId=9103 In the last 12 months there has been a lot of talk about property prices decreasing in most Australian cities. Last week’s release of residential property growth reports showed that residential property prices have held considerably and in some capital cities there has been positive growth in the sector. Now that the first home buyer rush has come to an end, there is a new emergence of the property investor. ... http://urbanmoney.com.au/?process=views/article.php&articleId=8531 http://urbanmoney.com.au/?process=views/article.php&articleId=8531 In the past five years Canberra has once and for all shrugged off the tag of the ‘bush capital’. The Civic Centre has grown, the Airport Business Estate is a world leader, and as always, Canberra is home to some of Australia’s national treasures including the National Gallery, The National Science and Technology Centre,  the National Library, the new National Portrait Gallery and of... http://urbanmoney.com.au/?process=views/article.php&articleId=8077 http://urbanmoney.com.au/?process=views/article.php&articleId=8077 Head off the traditional tourist track in London - and explore East London If you are heading to London soon and you are looking for some interesting things to do, why not try the road less travelled with these five suggestions. Tip One - Brick Lane Any day of the week and Brick Lane is a buzz of activity, come Sunday, and it is a hive! Located near Mile End tube station in the East End, Brick Lane is world renowned for Indian... http://urbanmoney.com.au/?process=views/article.php&articleId=7552 http://urbanmoney.com.au/?process=views/article.php&articleId=7552 Leading Australian mortgage manager Wilson National has recently been granted access to the Federal Governments $4 Billion assistance package.  The new arrangement has allowed for non-bank wholesale mortgage funders, like Wilson National to tap into secure funding arrangements set up by the Federal Government. This new arrangement allows non-banks to compete on the same level playing field as the banks. Wilson National Managing... http://urbanmoney.com.au/?process=views/article.php&articleId=7555 http://urbanmoney.com.au/?process=views/article.php&articleId=7555   If you are looking to add a bit of fun to your weekend, on Sunday 17th Australian time, be sure to tune into SBS at 7.30pm because it is Eurovision time. In what is the world’s first truly ‘idol’ type show, it is the time of year countries from all around Europe face off in a song contest that usually more colour and pizzazz than one of Dame Edna’s frocks. The Eurovision Song Contest... http://urbanmoney.com.au/?process=views/article.php&articleId=7688 http://urbanmoney.com.au/?process=views/article.php&articleId=7688 Over the past decade self-managed superannuation funds (SMSFs) have experienced phenomenal growth. This year, with the fall out of global share markets and contrasting favourable property investment conditions, many Australian SMSF members are taking advantage of recent changes to superannuation borrowing laws. Prior to September 2007, SMSF trustees could only buy ‘real or direct’ property for their funds if they could... http://urbanmoney.com.au/?process=views/article.php&articleId=7207 http://urbanmoney.com.au/?process=views/article.php&articleId=7207 Gold Coast cultural treat Currumbin Creek will come alive to a festival of colour, sound and sensory delight this May with the first D’Alliance. The festival will feature street performers, aerial acrobatics, comedy, music, dance, visual arts, short films and circus workshops for the kids. The Saturday evening will culminate with a mystical fire and light performance by LightUp, music by Paris Dreaming and the Tijuana Cartel,... http://urbanmoney.com.au/?process=views/article.php&articleId=7201 http://urbanmoney.com.au/?process=views/article.php&articleId=7201 Is now the time to fix your home loan interest rate? The Reserve Bank of Australia’s latest cut of 25 basis points to the official cash rate has lead many mortgage customers to wonder - is now the best time to fix a home loan. And with some economists predicting a slow economic recovery beginning in 2010, many customers are looking to fix their home loan for a traditional 3 or 5-year period, knowing an economy in recovery may... http://urbanmoney.com.au/?process=views/article.php&articleId=7208 http://urbanmoney.com.au/?process=views/article.php&articleId=7208 Here is a snap shot of what is popular right now in Australia. Movies Number One at the box office – Monsters vs Aliens Music Number one single on iTunes -  Jai Ho! (You are my destiny)/ Ar Rahman and the Pussycat Dolls Number one album on iTunes – The boat that rocked / Various Artists Music videos Top music video on iTunes – Love Story – Taylor Swift Podcasts Top podcasts on... http://urbanmoney.com.au/?process=views/article.php&articleId=7206 http://urbanmoney.com.au/?process=views/article.php&articleId=7206 Wilson National tweet on Twitter Last week Wilson National became one of the first Australian lenders to take up Twitter, the same week Ashton Kutcher became the first Twitter user to register one million followers. Based on the premise – What are you doing – Twitter is often referred to the SMS of the internet, allowing users to broadcast a messages of up to 140 characters in length, to users which follow you. And like... http://urbanmoney.com.au/?process=views/article.php&articleId=7204 http://urbanmoney.com.au/?process=views/article.php&articleId=7204 Marguerite's exclusive travel specials As predicted earlier this year in Wilson National eNews travel costs are starting to fall as the tourism industry around the world begins to feel the economic pinch. And in a effort to get bums on seats, you can now grab some amazing travel deals which were unheard of only months ago, and our resident travel guru Marguerite McMahon has the picks of the season – but you will need to book... http://urbanmoney.com.au/?process=views/article.php&articleId=7203 http://urbanmoney.com.au/?process=views/article.php&articleId=7203 This month we have three funny clips. We take a comical look at a European ad promoting learning English. And whilst we are in Europe, we take a look a what happens when you go skydiving naked! And finally we take a look at the very funny ‘pitch’ taken from the Gruen Transfer where two ad agencies devise campaigns to encourage tourists not to visit Australia.   Learning... http://urbanmoney.com.au/?process=views/article.php&articleId=7202 http://urbanmoney.com.au/?process=views/article.php&articleId=7202 e'cco Bistro - Rhubarb, apple, berries & oat breakfast trifle Serves 6 200g (2 cups) rolled oats 250ml (1 cup) apple juice 200g chopped rhubarb 100g caster sugar 1 granny smith apple, peeled, cored and quartered 500g fresh strawberries, hulled 3 tsp honey 125g (½ cup) Greek-style natural yoghurt 150g fresh blueberries Greek-style natural yoghurt, extra, to serve 20g... http://urbanmoney.com.au/?process=views/article.php&articleId=6853 http://urbanmoney.com.au/?process=views/article.php&articleId=6853 Australia’s Funniest Emails have taken a strange twist this month. There must be a touch of March madness in the air. We have a sleep running dog, a break dancing contortionist, and two slips of the tongue bloopers from the United States, which went to air in prime time.     ... http://urbanmoney.com.au/?process=views/article.php&articleId=6850 http://urbanmoney.com.au/?process=views/article.php&articleId=6850 As interest rates fall, housing prices stagnate, and extra funding through the First Home Buyers Grant filters into the market, housing affordability has reached a seven year high in recent months. And in a recent survey by the RP Data and the Commonwealth Bank findings indicate 74 suburbs around Australia where it is now cheaper to buy a home, than it is to rent, in terms of monthly mortgage repayments compared to monthly rental... http://urbanmoney.com.au/?process=views/article.php&articleId=6849 http://urbanmoney.com.au/?process=views/article.php&articleId=6849 “Wow are they my blood cells on the screen”. Those were the words of Wilson National Managing Director Geoff Wilson at his recent Hemaview appointment with Petries Cottage owner Cass Kahlert at their new Gold Coast Naturopathic Clinic in Currumbin. Hemaview is a live blood analysis is a test that can give you a very accurate state of health, and allow you to find out about disease in... http://urbanmoney.com.au/?process=views/article.php&articleId=6848 http://urbanmoney.com.au/?process=views/article.php&articleId=6848 This month we have three useful and very interesting website for you to have a look at. We take a look at Rottentomatoes.com, The Bureau of Meteorology, and NASA. http://au.rottentomatoes.com Get ready to be never disappointed with choosing a movie again because this month we have discovered the rottentomatoes.com Rottentomatoes.com is a website where movies which are currently showing, are given a score out of 100 by users of the website.... http://urbanmoney.com.au/?process=views/article.php&articleId=6748 http://urbanmoney.com.au/?process=views/article.php&articleId=6748     Local businesses and residents have joined forces to clean up the Currumbin Mangroves as part  of Clean Up Australia Day. This year's clean up group was organised by Youboom Owner Gordon Watson and Wilson National Managing Director Geoff Wilson. The Currumbin Mangrove clean up was generously supported by iconic local attraction The Currumbin Wildlife Sanctuary who generously provided a number of prizes... http://urbanmoney.com.au/?process=views/article.php&articleId=6699 http://urbanmoney.com.au/?process=views/article.php&articleId=6699 Upcoming events supported by Wilson National   Clean up Australia Day Wilson National is again getting behind Clean Up Australia Day on 1 March 2009. Wilson National along with online communications company Youboom have chosen the Currumbin Mangroves as their clean up site, and everyone is welcome to come down and lend a hand, but also have some fun. The morning will feature a post clean up bar-be-que and a prize give-a-way of... http://urbanmoney.com.au/?process=views/article.php&articleId=6698 http://urbanmoney.com.au/?process=views/article.php&articleId=6698 1. Diversification. This is the key to enhancing performance while at the same time reducing volatility in the overall portfolio. Portfolio risk can be reduced with some simple tips:
i) diversifying across asset classes;
ii) within asset classes, diversifying across investment styles;
iii) diversifying across managers within the different investment styles, as even the best managers do not stay on top... http://urbanmoney.com.au/?process=views/article.php&articleId=6697 http://urbanmoney.com.au/?process=views/article.php&articleId=6697 This month we have a gastronomic treat. We have chef extraordinaire Philip Johnson from Brisbane's much celebrated Ecco Bistro. Philip has been feautred on a 'The Morning Show' as well as a Australian radio, and this month Philip has an exquisite seared scallops, saffron gnocchi, tomato, fresh peas, pine nuts, and basil ravigotte recipe for us to enjoy. Seared scallops, saffron gnocchi, tomato, fresh peas, pine nuts, and basil... http://urbanmoney.com.au/?process=views/article.php&articleId=6695 http://urbanmoney.com.au/?process=views/article.php&articleId=6695 Cool websites which will save you money Next time you are on the web why not check out some of these cool websites, and in some cases you will save a bit of money in the process. Vroomvroomvroom Vroomvroomvroom.com.au is a website like the highly successful Wotif, except it is for car rentals. You simply fill out your requirements, like dates required, where the vehicle will be picked up and where it will be returned, along with a few... http://urbanmoney.com.au/?process=views/article.php&articleId=6694 http://urbanmoney.com.au/?process=views/article.php&articleId=6694 Footy season means footy tipping and a chance to win $500 As the summer begins to cool off and the sports pages begin their transition form cricket to the football codes pre-season competitions, all is in readiness for the 2009 Wilson National Footy tipping competition. And just like last year Wilson National is encouraging you to join our footy tipping comp 2009. And this year in the words of Juan Antonio Samaranch "There can... http://urbanmoney.com.au/?process=views/article.php&articleId=6690 http://urbanmoney.com.au/?process=views/article.php&articleId=6690 Thanks to our customers we seem to have an endless supply of material for this months instalment of Australia's Funniest Email. This month we have three very funny clips. The first features the comical side of SMS etiquette, and the two other clips feature advertisements which ran during the world most expensive advertising time slot - The American Superbowl - so you would hope these are funny! The first funniest email sees the funnier... http://urbanmoney.com.au/?process=views/article.php&articleId=6688 http://urbanmoney.com.au/?process=views/article.php&articleId=6688 First home buyers and property investors re-entering the market The Federal Government's boost to the First Home Owners Grant FHOG in late 2008 has seen the number of first home buyers in the market reach a seven year high and a rise in the number of investment properties whose rental returns exceed the cost of the mortgage could trigger a recovery in the housing market according to leading experts and Wilson National Managing Director Geoff... http://urbanmoney.com.au/?process=views/article.php&articleId=6615 http://urbanmoney.com.au/?process=views/article.php&articleId=6615 With the NRL practice matches well under way and the start of the season edging closer and closer, it can mean only one thing! The start of footy tipping season! And just like last year Wilson National is encouraging you to join the Wilson National footy tipping comp 2009. And this year in the words of Juan Antonio Samaranch "There can only be one winner". So this year the winner will take home $500.00, whilst second and... http://urbanmoney.com.au/?process=views/article.php&articleId=6317 http://urbanmoney.com.au/?process=views/article.php&articleId=6317 This month Australia's Funniest Email features funny clips posted by Wilson National staff on their Facebook pages. Here is just a sample of the funny clips. The voices behind the Simpsons - this clip was released in the lead-up to the release of the Simpsons Movie, and features the real cast of the Simpsons.    A clip from Frasier - Is Frasier... http://urbanmoney.com.au/?process=views/article.php&articleId=6315 http://urbanmoney.com.au/?process=views/article.php&articleId=6315 Travel bargains could be the silver lining If one of your new year’s resolutions was to book an overseas trip, well traveling could be the silver lining to the economic slow down because as holiday destinations feel the pinch, that means there will be a number of mouth watering travel bargains to be had through out 2009. And speaking of bargains, why not cross traveling off your 2009 bucket list by jumping aboard the Pacific... http://urbanmoney.com.au/?process=views/article.php&articleId=6313 http://urbanmoney.com.au/?process=views/article.php&articleId=6313 More and more men are turning onto fashion and personal presentation. The realms of personal image and the confidence and enjoyment a positive image brings is no longer something only women can enjoy. Last month we featured some male grooming tips from Gold Coast celebrity ‘groomer’ ‘Raymond’ and this month we have Julie Davis from The Image Designer to provide the male of the species a few tips for... http://urbanmoney.com.au/?process=views/article.php&articleId=6311 http://urbanmoney.com.au/?process=views/article.php&articleId=6311 From humble beginings in 2004 Facebook has grown into the world’s largest social networking site with over 150 million users. And it is easy to see why, Facebook has tapped into the egocentric side of the human condition and has enabled users to share stories, pictures, gossip, videos, promote business, play games, and the list goes on! Even politicians are on Facebook!  Facebook has been described to me by a friend... http://urbanmoney.com.au/?process=views/article.php&articleId=6310 http://urbanmoney.com.au/?process=views/article.php&articleId=6310 Self-employment in Australia is on the increase with individuals electing to control their destiny and financial assets by working for themselves. This is especially popular in knowledge-intensive and service industries. Better educated and older workers, in particular, are attracted to the flexibility of self-employment and are better able to assume the responsibility that goes with that choice.    How a taxpayer... http://urbanmoney.com.au/?process=views/article.php&articleId=6309 http://urbanmoney.com.au/?process=views/article.php&articleId=6309 Despite the doom and gloom surrounding the health of the Australian economy, according to some of the real estate industry experts, if you can afford it, now is not only the best time to buy, but there are a number of property hotspots which are predicted to out perform the Australian average. RP Data’s 2009 Property Pulse Report has highlighted the suburbs that will offer value for money and potential for strong capital... http://urbanmoney.com.au/?process=views/article.php&articleId=6308 http://urbanmoney.com.au/?process=views/article.php&articleId=6308 In 2009 you are guaranteed to hear a lot more about the introduction of the Carbon Emissions Trading Scheme which will be introduced by the federal government as early 2010. And whether you agree with giving rebates to big polluters or not, there are things we can do in our workplace today, which will make your work place greener, and will position you and your business, as a leader in your field.   We chat with... http://urbanmoney.com.au/?process=views/article.php&articleId=6211 http://urbanmoney.com.au/?process=views/article.php&articleId=6211 As we enter a season usually full of over indulgence, we have arranged a chat with fitness and personal health expert Shaleen Hill. I want to ask you a rather personal question. Do you consider your body an Asset or a Liability? Just take a moment to ponder the question and be honest with yourself. I’m hoping the answer was a resounding asset, but if you’re overweight, sluggish and wake up each morning and grimace at... http://urbanmoney.com.au/?process=views/article.php&articleId=6209 http://urbanmoney.com.au/?process=views/article.php&articleId=6209 If you have read Noel Whittaker’s article in this edition of National eNews you will realise property still represents a strong investment in Australia because of the underlying property shortage. And now is the time to get ahead on your property portfolio. This is where Wilson National Property can give you a distinct advantage. Wilson National Property is our in-house investment property service. Wilson National Property... http://urbanmoney.com.au/?process=views/article.php&articleId=6208 http://urbanmoney.com.au/?process=views/article.php&articleId=6208 Green Christmas adventure! This holiday season Currumbin Wildlife Sanctuary comes alive with adventure for the whole family. These Christmas School Holidays check out the latest additions to the Currumbin Wildlife Sanctuary, one of Australia’s leading native wildlife and coastal rainforest parks. Extreme Challenge The all new Extreme Green Challenge is an exhilarating treetops ropes course... http://urbanmoney.com.au/?process=views/article.php&articleId=6207 http://urbanmoney.com.au/?process=views/article.php&articleId=6207   Tis the season to be merry, and these four emails sent to us from Franc in Currumbin, Angela in Burleigh, and Lisa from Burleigh will give you a good old belly laugh just in time for Christmas.   Esc key     'He finally made it!'       Come to Australia!   Classic reptile blooper   European news presenter signs... http://urbanmoney.com.au/?process=views/article.php&articleId=6206 http://urbanmoney.com.au/?process=views/article.php&articleId=6206 This month we have consulted one of the Gold Coast's leading male grooming personalities to help blokes look good for Christmas. Raymond from Grooom in Burleigh - yes Grooom, specialises in hair, body and waxing for men. Ok guys we all know how it makes us feel good mowing the grass and trimming the hedges….(or paying someone to do it) when you glance back and admire your workmanship…well the same goes... http://urbanmoney.com.au/?process=views/article.php&articleId=6205 http://urbanmoney.com.au/?process=views/article.php&articleId=6205 The global financial turbulence continues with Citigroup, the latest victim of the liquidity crisis, forced to seek Government assistance. Of course, the US Government decided a bank of this size was too big to let fail and so came to the party by agreeing to inject $US20 billion in capital and also by promising to guarantee $US300 billion of troubled mortgage assets.  Governments around the world continue to take every... http://urbanmoney.com.au/?process=views/article.php&articleId=6200 http://urbanmoney.com.au/?process=views/article.php&articleId=6200 This year Wilson National has put together five fabulous gift ideas which will put you in the box seat as the grooviest gift giver this Christmas season. Hit me with your rhythm stick! Now how cool would this gift be if it was around when I was a child! A set of Rhythm Sticks lets you create great percussion sound anywhere, any time, without a drum kit. Each drumstick has a speaker, so... http://urbanmoney.com.au/?process=views/article.php&articleId=5712 http://urbanmoney.com.au/?process=views/article.php&articleId=5712   "Turn up on time, smelling nice  (you would be surprised how many people seem to overlook deodorant!)  Look like you have made an effort with your appearance but dress appropriately for the venue.  If you are going for coffee by the beach, stilettos and runway style makeup would be overkill for the ladies, just as boardshorts would be too casual for the guys. These might sound like simple common... http://urbanmoney.com.au/?process=views/article.php&articleId=5711 http://urbanmoney.com.au/?process=views/article.php&articleId=5711 Coober Pedy is the "Opal Capital of the World". Opal was first found in Coober Pedy on the 1st of February 1915 and since then has been supplying the world with the majority of gem quality opal. Coober Pedy today relies as much on tourism as the opal mining industry to provide the community with employment and sustainability. Coober Pedy has evolved in to one of the most unique places in Australia and perhaps the world.... http://urbanmoney.com.au/?process=views/article.php&articleId=5710 http://urbanmoney.com.au/?process=views/article.php&articleId=5710 Christmas time is a festive extravaganza in Australia, and if you are the one that will be in the kitchen this Christmas time, why don’t you dazzle the pants off your Christmas guests with a symphony of fresh herbs and salad from your very own garden – but hurry you will need to get planting in the next couple of days! Salad ingredients such as lettuce, radish, and cherry bite tomatoes will all be ready if you get in... http://urbanmoney.com.au/?process=views/article.php&articleId=5709 http://urbanmoney.com.au/?process=views/article.php&articleId=5709 We feature some recent questions sent into Noel Whittaker. Q: Are the funds invested in superannuation government-guaranteed? I ask because I understand they are invested in insurance companies and I am thinking of HIH and FAI. I have asked this question of several financial advisers in newspapers but not one has published my question. A: No. You need to understand that superannuation is not an asset class like... http://urbanmoney.com.au/?process=views/article.php&articleId=5708 http://urbanmoney.com.au/?process=views/article.php&articleId=5708 In-house broker at leading Australian lender   In recent weeks the uncertain economic times have lead to thousands of home owners to worry about safety of their home loan and whether they are getting a good deal. To help customers through these uncertain times Australian lender Wilson National now offers an in-house mortgage broking service. This means Wilson National can place customers with the home loan of their choice,... http://urbanmoney.com.au/?process=views/article.php&articleId=5707 http://urbanmoney.com.au/?process=views/article.php&articleId=5707 You want to have a laugh Being Australia’s first carbon neutral full service lender you would think our readers would like information on money tips and financial advice, but no, it is the giggles you get from our monthly segment – Australia’s funniest emails, which you really like. So here they are for November.   We say farewell to George Bush  with a classic blooper reel from Seema in... http://urbanmoney.com.au/?process=views/article.php&articleId=5333 http://urbanmoney.com.au/?process=views/article.php&articleId=5333 Too funny! That is what we have for you this month. We have a quick 'dads' type joke from Paul in Tugun, a funny email from Angela in Burleigh, and a very clever video from Jackie in Melbourne that you will leave you lost for words because it is just so clever! (This group simply have too much time on their hands) This video will give you great email cred when you share it... http://urbanmoney.com.au/?process=views/article.php&articleId=5332 http://urbanmoney.com.au/?process=views/article.php&articleId=5332 If you can’t afford it, hire it. That is what savvy women are doing when it comes to getting their hands on the latest high end fashion bags from the big brands. Instead of paying over $2,000 for a bag from Gucci, Chanel, or Balenciaga, clever businesses like Love Me and Leave Me, Bag An Image and Mila and Eddie are offering you access to these accessories in return for a rental or membership fee. And with Melbourne... http://urbanmoney.com.au/?process=views/article.php&articleId=5331 http://urbanmoney.com.au/?process=views/article.php&articleId=5331 Sadly, In Australia over 12,000 women and over 100 men are diagnosed with breast cancer with over 2,500 deaths each year. So the chances are we have all been impacted in some way because of this disease. But from the shadows of cancer come many amazing stories of hope, power, and victory. And during October, Australia and the rest of the world turn pink to raise awareness and money for providing support and finding a cure for breast cancer.... http://urbanmoney.com.au/?process=views/article.php&articleId=5330 http://urbanmoney.com.au/?process=views/article.php&articleId=5330 As winter’s chill gives way to warmer days and spring flowers, Bark Busters, the world’s largest dog training company, offers owners some tips for helping their dogs enjoy a happy, healthy spring season. “Spring represents a time of growth, renewal and new life—but not everything that springs forth this season is good for dogs,” said Liam Crowe, Bark Busters dog behavioral therapist and... http://urbanmoney.com.au/?process=views/article.php&articleId=5329 http://urbanmoney.com.au/?process=views/article.php&articleId=5329 First Home Saver Accounts - where the Federal Government is going to help you save for your first home, save on TAX and still qualify for the First Home Owners Grant - how good is that! What is a First Home Saver Account? A First Home Saver Account is a savings account designed to offer you a simple, tax-effective way of saving for your first home through a combination of government contributions and low taxes. Using a first home saver... http://urbanmoney.com.au/?process=views/article.php&articleId=5328 http://urbanmoney.com.au/?process=views/article.php&articleId=5328 From 23 – 26 October 2008 the streets of Surfers Paradise and Main Beach, on Australia's gorgeous Gold Coast,  come alive with the Nikon Indy 300. This year’s race features five past champions including the dashing 1999 winner Dario Franchitti and Australian star Will Power. And if the Indy cars are not enough, Mark Skaife heads a strong line up of V8 Supercars. For a full copy of the Nikon Indy 300 Program click... http://urbanmoney.com.au/?process=views/article.php&articleId=5327 http://urbanmoney.com.au/?process=views/article.php&articleId=5327 The Hunter region is approximately two hours drive north from Sydney and is home to a range of exciting wineries, shops, restaurants, cheese makers, art galleries and display gardens. The Hunter is the sixth largest urban area in Australia and one of New South Wales' (NSW) major centres of economic activity. The Hunter is expected to continue to grow as people are attracted by its lifestyle and opportunities. The Hunter region comprises... http://urbanmoney.com.au/?process=views/article.php&articleId=5326 http://urbanmoney.com.au/?process=views/article.php&articleId=5326 Salary sacrificing into superannuation can be one of the most effective means of creating wealth for employees. Salary sacrificing is the term used when someone foregoes part of their salary in return for a corresponding contribution to super. The tax on contributions to superannuation is lower than the marginal tax rate most employees pay on their salary, therefore it's possible to save tax while... http://urbanmoney.com.au/?process=views/article.php&articleId=4936 http://urbanmoney.com.au/?process=views/article.php&articleId=4936 As financial planning expert Noel Whittaker from Whittaker Macnaught predicted in our April eNews it appears Australia has reached the peak of the interest rates cycle with the Reserve Bank of Australia lowering interest rates by 25 basis points earlier this week. Like the major banks, Wilson National will be passing on the full reduction to customers. Wilson National Managing Director Geoff Wilson says, “The Reserve Bank of... http://urbanmoney.com.au/?process=views/article.php&articleId=4932 http://urbanmoney.com.au/?process=views/article.php&articleId=4932 Just when you think you cannot laugh any harder, along comes September's Australia's Funniest Emails. This month we have two absolute show stoppers! The first is a skit forwarded to us from Graeme in Brisbane, and features a young Gordon Ramsay taking his parents out for a special dinner. If you can handle Gordon Ramsay, you will love this clip. Click here to see what Gordon Ramsay in his childhood. The second clip was sent to us by Alix... http://urbanmoney.com.au/?process=views/article.php&articleId=4930 http://urbanmoney.com.au/?process=views/article.php&articleId=4930 In a recent trip Wilson National’s Gordon Watson found out why so many people have an affinity with Hong Kong. The first time I fell in love with Hong Kong was when my geography teacher Mrs Kalnins, introduced us to this vibrant city through text books at school - a city where junks carrying cargo filled the fragrant harbour and where the British came to do business with Asia. Since then, i have always wanted to... http://urbanmoney.com.au/?process=views/article.php&articleId=4928 http://urbanmoney.com.au/?process=views/article.php&articleId=4928   If you are expecting a tax refund this year, why not give yourself a little reward, then put the rest to work on improving your financial position. There are a number of different ways you can improve your financial position by using this year's tax refund wisely, these include: Reducing your credit card debt Making extra contributions to superannuation Start your Christmas shopping early Wilson National... http://urbanmoney.com.au/?process=views/article.php&articleId=4526 http://urbanmoney.com.au/?process=views/article.php&articleId=4526 Forget what is on this month, the next week - starting with this weekend, is a time to break out and get into some great events in Brisbane and Byron Bay. Firstly The Brisbane International Film Festival kicked off last night with with another thought prevoking film from Morgan Spurlock titled "Where in the world is Osama Bin Laden". Morgan shot to worldwide acclaim after his eye opening film documentary "Super... http://urbanmoney.com.au/?process=views/article.php&articleId=4525 http://urbanmoney.com.au/?process=views/article.php&articleId=4525 This month we fly around Australia and take a look at property prices in the major urban centres thanks to the Australian Bureau of Statistics, and RP Data, and Deposit Power. The trend around the country is the property market is slowing, but they are still a few centres like Brisbane and Adelaide still experiencing relatively strong growth according to the April data. But be warned rate rises from earlier this year are still feeding... http://urbanmoney.com.au/?process=views/article.php&articleId=4524 http://urbanmoney.com.au/?process=views/article.php&articleId=4524 This month Noel Whittaker provides us with a number of tips on planning for a prosperous retirement.   Start to plan for retirement when you are young - research suggests that the longer you prepare for retirement the happier it's likely to be. Form an association with a reputable independent financial adviser as soon as it is financially possible. That way, if the adviser is not right for you you'll find out sooner -... http://urbanmoney.com.au/?process=views/article.php&articleId=4522 http://urbanmoney.com.au/?process=views/article.php&articleId=4522 This month we have been sent another two classic funny emails. The first email comes from Grant in Brisbane. Grant sent us a series of ‘corny’ jokes which have to be seen to be believed. This email will have you in stitches. Click here to see Grant’s funny email. Our second funny email comes from Tracey in Canberra. Tracey sent in a comical but real look into life in space. This is guaranteed to... http://urbanmoney.com.au/?process=views/article.php&articleId=4520 http://urbanmoney.com.au/?process=views/article.php&articleId=4520 They sink their fangs in and quietly feed in the still of the night, slowly sapping you of energy, as they sit there on stand by. Energy vampires lurk all around the home, just sitting there on stand by – CD and DVD players, washing machines, and plasma televisions to name just a few. And according to various research from around the world, these energy vampires can account for up to 10% of an average home’s energy... http://urbanmoney.com.au/?process=views/article.php&articleId=4519 http://urbanmoney.com.au/?process=views/article.php&articleId=4519 If we learn anything from 2008 it will be that markets can change quickly, and most investments will take a fall at some point in the economic cycle. But with Defence Housing Australia (DHA) we learn you can go a long way to 'future proofing' your property investment portfolio. DHA is an Australian Government Business Enterprise and Australia’s largest property manager. DHA provide homes for the men and women who are employed... http://urbanmoney.com.au/?process=views/article.php&articleId=4277 http://urbanmoney.com.au/?process=views/article.php&articleId=4277   The Wilson National Loan Service Net has been upgraded and now includes BPAY™. BPAY ™ will be available on our standard variable, low doc, basic, line of credit and premium (including low doc) loans. This means you can now pay your council rates, energy bills and all other bills that have a BPAY™ biller code.  BPAY ™ features: * $5,000 maximum daily withdrawal * Payments... http://urbanmoney.com.au/?process=views/article.php&articleId=4274 http://urbanmoney.com.au/?process=views/article.php&articleId=4274 Visionary Italian architect Dr. David Fisher has announced the launch of the revolutionary Dynamic Tower, the world's first building in motion, to be constructed in Dubai and Moscow with other locations planned worldwide. Rotating Tower Dubai Development Ltd headed by the Dynamic Group, announced the opening on June 24 of the reservations list for the first Dynamic Tower in Dubai. The company has also revealed the design and floor plans... http://urbanmoney.com.au/?process=views/article.php&articleId=4272 http://urbanmoney.com.au/?process=views/article.php&articleId=4272 This month were have been sent two fantastic emails which will definately have you laughing. The first is a recent clip written and produced by the team at Get Up. It is a recent advertisement which pokes fun at the lack of political foresight when it comes to petrol prices. Click here to view the advert.   The second is a joke sent in by Lisa from Tugun. John Cleese-esk in nature, this short and funny joke features a... http://urbanmoney.com.au/?process=views/article.php&articleId=4271 http://urbanmoney.com.au/?process=views/article.php&articleId=4271   This month we visit Stanthorpe and take full advantage of great hospitality, good friends and outstanding wine. There are over fifty vineyards in the area, so we decided to visit six of the best, but actually spent most of our time at two, and in the process learned some home secrets and found out why the wines from Queensland's Granite Belt are quite simply, in a class of their own. There is nothing like the winter chill of... http://urbanmoney.com.au/?process=views/article.php&articleId=4270 http://urbanmoney.com.au/?process=views/article.php&articleId=4270 Noel Whittaker from Whittaker Macnaught shares his 10 commandments to wealth creation. 1. Pay yourself first So many people receive their pay packet, and then hand a portion of their money to the supermarket, the garage, the department store and so on. In the end, they discover there's nothing left for themselves. Remember, you worked for it! 2. Apply the power of compound interest Often people commence a savings program, and then... http://urbanmoney.com.au/?process=views/article.php&articleId=4130 http://urbanmoney.com.au/?process=views/article.php&articleId=4130 This month we have had a host of clever emails forwarded to us for Australia’s Funniest Email and these are the one's we could share. Our first Email was sent into us by a number of people, so it must be good. Ever wonder what would happen if an immovable object met an unstoppable force? There are a number of versions of this floating around, so we found the original. Well click here to find out. The second email was... http://urbanmoney.com.au/?process=views/article.php&articleId=4129 http://urbanmoney.com.au/?process=views/article.php&articleId=4129   Thousands of people braved inclement weather last Sunday to witness the long anticipated opening of the Tugun by-pass. The opening of the by-pass means travel time between Currumbin and Tweed Heads is now reduced to just five minutes – which is heaven sent for many commuters who travel from Northern New South Wales into Queensland each work day. The by-pass was officially opened by The Hon Federal Minister for Transport... http://urbanmoney.com.au/?process=views/article.php&articleId=4128 http://urbanmoney.com.au/?process=views/article.php&articleId=4128   The end of the financial year is fast approaching, so we have consulted some of the best brains in the business to come up with a list of tips that will give you a head start in the new 2008/2009 financial year. Our tips include, financial tips, accounting insights, smart IT, boosting your business, and property investing.   Tip one Make your mortgage work smarter “You can make significant savings simply... http://urbanmoney.com.au/?process=views/article.php&articleId=4127 http://urbanmoney.com.au/?process=views/article.php&articleId=4127   Finally, in the coming weeks Australians will be able to get their hands on the Apple iPhone. It is fair to say every Apple geek and technohead will be clammering to feel that wave of endorphins flow through their body as they purchase this hot little gadget. The iPhone has literally taken the rest of the world by storm, racking up sales in the millions, and the reason is simple, smart design combined with practical features... http://urbanmoney.com.au/?process=views/article.php&articleId=4088 http://urbanmoney.com.au/?process=views/article.php&articleId=4088 Keeping your call costs down can put large amounts of money back into your pocket, especially when you are in business. Wilson National has discovered the services of telecommunications broker The Robbie Group. In this article we discover the benefits of using a telecommunications broker plus we have an exclusive Vodafone offer that will drive your's and our call costs even further. The Robbie Group is an... http://urbanmoney.com.au/?process=views/article.php&articleId=4036 http://urbanmoney.com.au/?process=views/article.php&articleId=4036 With interest rates at a 13 year high, and the prices of staple products like, petrol, milk, and bread increasing much faster than other everyday items - the financial pressure on everyday Australians is building. To help our customers win the war on rising costs we have put together Ten Handy Savings Tips which will put hundreds of dollars back in your pocket - every month. Tip one Re-gig your home loan - You can make significant savings... http://urbanmoney.com.au/?process=views/article.php&articleId=3948 http://urbanmoney.com.au/?process=views/article.php&articleId=3948 This month we have found two events which are well worth the visit. Blues on Broadbeach The first is the Blues on Broadbeach. This festival has grown over the last three years into one of the Gold Coast’s major attractions and this year will be no exception. Officially opening GCBazaar 2008, Blues on Broadbeach will set the scene for an exciting and dynamic month. Blues artists from around the country will descend on the... http://urbanmoney.com.au/?process=views/article.php&articleId=3945 http://urbanmoney.com.au/?process=views/article.php&articleId=3945 Australia’s first full service carbon neutral lender, Wilson National, have asked their eNews readers what should be done with plastic shopping bags, and the overwhelming answer is they want action.The survey went out to over 5,000 eNews readers in locations around Australia including Canberra, the Gold Coast, Sydney and Melbourne, with over 750 people responding to the survey.The survey indicates people support action on the... http://urbanmoney.com.au/?process=views/article.php&articleId=3944 http://urbanmoney.com.au/?process=views/article.php&articleId=3944 One of the principles of a good tax system is that of “neutrality”. Neutrality means that you should never have to consider tax consequences when making any investment decision. Unfortunately, neutrality is not present in our tax system at the moment. It is therefore imperative to take account of the tax implications when investing and become familiar with our tax laws to ensure that you do not pay more than your fair... http://urbanmoney.com.au/?process=views/article.php&articleId=3941 http://urbanmoney.com.au/?process=views/article.php&articleId=3941 As a result of the successful introduction of Australia’s Funniest email last month, we have been sent a truck load of funny emails from all corners of Australia , and deciding on May's best email was a tough decision. Ailene from Sydney and Tracey from Canberra supplied us with some hysterical emails but were just pipped at the post this month. The two best emails this month were from Justin in Tasmania and Luke in Southport and... http://urbanmoney.com.au/?process=views/article.php&articleId=3938 http://urbanmoney.com.au/?process=views/article.php&articleId=3938     If you are looking to add a bit of sparkle to your May, on Sunday 25, be sure to tune into SBS because it is Eurovision time. In what is the world’s first truly ‘idol’ type show, it is the time of year countries from all around Europe face off in a song contest that usually more colour and pizzazz than one of Dame Edna’s frocks. The Eurovision Song Contest reached massive... http://urbanmoney.com.au/?process=views/article.php&articleId=3913 http://urbanmoney.com.au/?process=views/article.php&articleId=3913   Wilson National sponsor brokers forum on the Gold Coast Wilson National are workshop sponsors of the 2008 Australian Brokers Forum to be held on Australia's Gold Coast from 25 -26 June 2008 at the Gold Coast Convention Centre. The conference is a signature event for the mortgage industry. And this year is no exception. This year's forum provides action strategies and a forecast of economic trends for 2008-09, which will assist... http://urbanmoney.com.au/?process=views/article.php&articleId=3840 http://urbanmoney.com.au/?process=views/article.php&articleId=3840 Australia’s first full service carbon neutral lender, Wilson National, have asked their eNews readers what should be done with plastic shopping bags, and the overwhelming answer is they want action. The survey went out to over 5,000 eNews readers in location around Australia including Canberra, the Gold Coast, Sydney and Melbourne with over 750 people responding to the survey. The survey indicates people support action on the... http://urbanmoney.com.au/?process=views/article.php&articleId=3830 http://urbanmoney.com.au/?process=views/article.php&articleId=3830 There is increasing expectation that home loan interest rates around Australia may have peaked.The rumblings began two weeks ago with Reserve Bank of Australia (RBA) Governor Glenn Stevens claiming the last nine months has been a challenging time. Glenn Stevens said, "Looking to domestic conditions, most indicators of actual economic performance for the early part of 2008 have remained quite strong. Employment has been very robust, and... http://urbanmoney.com.au/?process=views/article.php&articleId=3792 http://urbanmoney.com.au/?process=views/article.php&articleId=3792 Cascade has announced the release of its newest and greenest drop, Cascade Green – a 100% carbon offset beer. After first reducing the brewery’s environmental footprint, the full lifecycle of the greenhouse gas emissions associated with Cascade Green – right from the picking of the hops to putting it in the recycling bin – are offset, meaning the net impact of the emissions for the beer is reduced to... http://urbanmoney.com.au/?process=views/article.php&articleId=3790 http://urbanmoney.com.au/?process=views/article.php&articleId=3790 World renowned artist Spencer Tunick has used global warming and climate change as the inspiration for his latest visual offering. Tunick teamed up with Greenpeace late last year to create four naked human installations on the Aletsch Glacier in Switzerland and the results are outstanding. Once again Tunick has juxtaposed the beauty and warmth of the naked human body, but this time he has used with the rugged beauty and harshness of nature... http://urbanmoney.com.au/?process=views/article.php&articleId=3789 http://urbanmoney.com.au/?process=views/article.php&articleId=3789 They sneak in to our email boxes everyday and because we get so many, we have decided to do a monthly segment called Australia's Funniest Emails of the Month. This month there are two stand out videos from YouTube that did the rounds. The first was forwarded to me from a friend in the UK – Now please be warned, although this TV Commercial is broadcast in the UK, some Aussies may find this offensive – see what you... http://urbanmoney.com.au/?process=views/article.php&articleId=3788 http://urbanmoney.com.au/?process=views/article.php&articleId=3788 The QE2 is the grand lady of the sea and Wilson National Administration Manager Peter Davis and his wife Julie were lucky enough to be part of her final voyage. Boarding in Sydney and departing in Singapore, the Davis’s experienced life on board the QE2 and as you would expect, Pete has returned with a few stories, and pictures for our pleasure. The QE2 began service in 1969 and quickly became one of the world’s great... http://urbanmoney.com.au/?process=views/article.php&articleId=3787 http://urbanmoney.com.au/?process=views/article.php&articleId=3787 In a major speech in Sydney last week, the Governor of the Reserve Bank, Glenn Stevens, claimed that the financial system in Australia has coped better with the current world liquidity crisis than the financial systems of many other countries. Stevens pointed out “the past nine months have certainly been a very challenging time in international financial markets with a significant re-appraisal of certain categories of risk and... http://urbanmoney.com.au/?process=views/article.php&articleId=3785 http://urbanmoney.com.au/?process=views/article.php&articleId=3785 April is a great month to see Andy Warhol in Brisbane, feel uplifted in the National Capital, or just go racing in the red heart of Australia. Catch Andy Warhol You will be totally captivated by the latest offering from the Gallery of Modern Art in Brisbane. One of the most influential artists of the late twentieth century and the figurehead of Pop art, Andy Warhol created some of the most recognisable images of modern culture. The... http://urbanmoney.com.au/?process=views/article.php&articleId=3703 http://urbanmoney.com.au/?process=views/article.php&articleId=3703 The Sony Tropfest is a short film festival which showcases up and coming film making talent in Australia. The films are a mix of comedy, drama, animation and most of all the finalists are always thought provoking an very memorable.We take a walk down memory lane, back to 2006, and the short film ‘Glitch’. This is a Tropfest classic and is now viewable on YouTube.When I saw this film at the Brisbane's Southbank viewing of... http://urbanmoney.com.au/?process=views/article.php&articleId=3702 http://urbanmoney.com.au/?process=views/article.php&articleId=3702 With the number of families living from pay packet to pay packet on the increase it is important to ensure you have a sound family or personal financial plan in place, especially in testing economic times.The major difference between people ruled by money worries like bills, credit cards, and mortgage payments and people in control of their finances is a simple six-letter word, that is often the most difficult: budget. Starting and... http://urbanmoney.com.au/?process=views/article.php&articleId=3701 http://urbanmoney.com.au/?process=views/article.php&articleId=3701 Thanks to the Science and Nature section of BBC website, rather than looking at your bank balance,  you can find out whether you have got what it takes to be a millionaire in just four minutes, then learn the science behind the answers.Millionaires have similar characteristicsOne thing is clear, most millionaires love what they do, so if you are not happy at work, the chances are you may not be cut out for a life as a millionaire.... http://urbanmoney.com.au/?process=views/article.php&articleId=3700 http://urbanmoney.com.au/?process=views/article.php&articleId=3700 On Saturday 29 March 2008 cities across Australia and the world are powering down to save the environment. The last Saturday in March has become known as Earth Day and for one hour between 8pm and 9pm homes, businesses, and others are encouraged to switch off their lights to reduce carbon emissions.This simple act has captured the hearts and minds of people all over the world. As a result, at 8pm March 29, 2008 millions of people in some of... http://urbanmoney.com.au/?process=views/article.php&articleId=3699 http://urbanmoney.com.au/?process=views/article.php&articleId=3699 It starts next week! Who will win the NRL premiership in 2008? One thing is assured, controversies aside; the NRL is ready for their 100th year of competition. And to celebrate Wilson National has put together a 2008 tipping competition and you are invited to play.Whether you are a seasoned NRL supporter, or you just need to find a way of connecting with the game, and those who watch it, the Wilson National 2008 Tipping comp may be just what... http://urbanmoney.com.au/?process=views/article.php&articleId=3698 http://urbanmoney.com.au/?process=views/article.php&articleId=3698 Easter will soon be upon us. And for some it is the holiest holiday, and for many it also means chocolate and usually in the form of a bunny. Well this year why not treat your family to a chocolate bilby.The bilby is a member of the bandicoot family and with only 600 alive in the wild the bilby is one of Australia’s most endangered marsupials.Now this is where Easter and the chocolate comes in.Did you know by purchasing a chocolate... http://urbanmoney.com.au/?process=views/article.php&articleId=3653 http://urbanmoney.com.au/?process=views/article.php&articleId=3653   Australia’s first full service carbon neutral lender, Wilson National and the Creek to Creek Chamber of Commerce combined to clean up the Gold Gold Coast for Clean up Australia Day Gold Coast. The team will meet at the Currumbin Estuary Boardwalk Sunday 2 March 2008 as part of Cleaan Up Australia Day 2008. The day included a post clean up BBQ, and just by volunteering on the day, participants had a chance win a bike... http://urbanmoney.com.au/?process=views/article.php&articleId=3640 http://urbanmoney.com.au/?process=views/article.php&articleId=3640 Australia might have to contemplate cutting emissions to 90% below 2000 levels by 2050 through domestic action and emissions trading as part of global action to stabilise greenhouse gases in the atmosphere at low levels, says the just-released interim report of the Garnaut review. It is in Australia's interests to push for an ambitious stabilisation target for levels of greenhouse gases in the atmosphere and we should be prepared to up our... http://urbanmoney.com.au/?process=views/article.php&articleId=3543 http://urbanmoney.com.au/?process=views/article.php&articleId=3543 Since 2000, investment markets have weathered a variety of conditions - from volatility to stability, then recovery and volatility again. These changes have left many people wondering what the best way to approach their investments is.Don’t panicMany people may be tempted to move their money out of the share market during times of volatility or weakness. But it’s important to remember that markets move in cycles. Peaks and... http://urbanmoney.com.au/?process=views/article.php&articleId=3541 http://urbanmoney.com.au/?process=views/article.php&articleId=3541 For those of you who believe in Valentine’s Day I have got the perfect gift idea for you, give the one you admire a Valentine's Day hamper.Can you imagine the feeling you would get if a courier suddenly came into your office bearing a gorgeous hamper, yeah you would feel pretty special. So here is the plan, either find away of bringing this great service to the attention of someone most likely to do it for you, or take a leap of... http://urbanmoney.com.au/?process=views/article.php&articleId=3540 http://urbanmoney.com.au/?process=views/article.php&articleId=3540 We try to keep our finger on the absolute pulse here at Wilson National, and this latest offering will keep you ahead of the pack when it comes to 'street cred'.Apparently, i am too old to tell, but the latest wrist watch to storm Europe is a deejay watch from Flud Watches. This hot little watch is shaped like a turn table and is the ultimate symbol of cool, well for the next few months any way.  The watch, reproduces in a very... http://urbanmoney.com.au/?process=views/article.php&articleId=3539 http://urbanmoney.com.au/?process=views/article.php&articleId=3539 Ever wondered how people see your suburb, or what it would be like to live in another town?Well Realestate.com.au has done it again. Not only is Realestate.com.au a savvy way to look for property, you can now use their Locality Guide to watch a short video online on a suburb that interests you.The video gives you the pros and cons of buying or investing in a suburb. The video includes data on average prices, key infrastructure developments,... http://urbanmoney.com.au/?process=views/article.php&articleId=3538 http://urbanmoney.com.au/?process=views/article.php&articleId=3538 We may have had rain recently, and floods in some locations, but the sad fact is there are large parts of Australia that are still drought declared or still have water restrictions in place. And which ever way we look at it water will become even more precious in the years ahead.The realisation water can no longer be wasted has seen a whole range of new products come onto the market and Ecowash have revolutionised car washing by becoming the... http://urbanmoney.com.au/?process=views/article.php&articleId=3542 http://urbanmoney.com.au/?process=views/article.php&articleId=3542 We have all done it, put together a cracker of an invite only to find Microsoft Word Clip Art is sadly lacking and you have to make do with a image that either looks out-of-place or ruins the whole thing.Well here is a tip that will add style, finesse, and a hint of design to your next invite or webpage which needs a picture. iStock.com is the place where you can download a picture for any occasion, it may be a brochure you are putting... http://urbanmoney.com.au/?process=views/article.php&articleId=3455 http://urbanmoney.com.au/?process=views/article.php&articleId=3455 We have all heard the myths before, higher housing density will reduce traffic congestion, suburban development is less environmentally friendly than urban compaction, investors are driving up the cost of housing.Thanks to the Property Council of Australia we have exposed the top ten myths of urban growth in Australia.If you take an interest in property you will find this article a must read.Click here to download your free copy. http://urbanmoney.com.au/?process=views/article.php&articleId=3433 http://urbanmoney.com.au/?process=views/article.php&articleId=3433 In Australia, over the last decade Japanese food has shifted, from being a special treat only available at exclusive restaurants, to be a more accessible and healthy food alternative. The number of 'sushi on the go' type bars and upmarket Japanese restaurants are on the rise, so we thought we would give you the heads up on Japanese chopstick etiquette thanks to japan-guide.comSome of the most important chopstick rules are: *... http://urbanmoney.com.au/?process=views/article.php&articleId=3432 http://urbanmoney.com.au/?process=views/article.php&articleId=3432 If you are a regular viewer of any television current affairs programs, you will know that mobile phones have almost become an addiction of today's youth. There has been much publicity in an attempt to warn young consumers, most who have never borrowed money or even have a savings account, are about the perils of something as innocent as owning a mobile phone. Many young people (and some, not so young too!) get caught up in the advertising... http://urbanmoney.com.au/?process=views/article.php&articleId=3431 http://urbanmoney.com.au/?process=views/article.php&articleId=3431 Now here is a test that you will love to forward to your friends. It is a brain test that helps you determine whether you are right or left brained. According to this test from perthnow left brained people display the following functions: uses logic, detail oriented, facts rule, words and language, present and past, math and science, can comprehend, knowing, acknowledges, order/pattern perception, knows object name, reality based,... http://urbanmoney.com.au/?process=views/article.php&articleId=3430 http://urbanmoney.com.au/?process=views/article.php&articleId=3430 There is a world wide trend sweeping the mobile phone industry. Just like Wilson National can team up with other businesses to produce a home loan under their own brand, high end brands like Prada, Georgio Armani and Porsche are teaming up with mobile phone makers to produce sexy, stylish and functional handsets that are also a fashion and image statement. And the new Porsche P’9521 is no exception - It is Sexy and functional.... http://urbanmoney.com.au/?process=views/article.php&articleId=3396 http://urbanmoney.com.au/?process=views/article.php&articleId=3396 Have you got a feeling in your waters about 2008? Why not put those feelings to the test and fill out our 2008 time capsule. Then if at the end of the year your predictions come true, you could win $1,000. This is easy,  just fill out the 2008 predictions by clicking here and if you are the first to submit the correct answers, you will win $1,000. As always terms and conditions apply, so please take the time to read... http://urbanmoney.com.au/?process=views/article.php&articleId=3259 http://urbanmoney.com.au/?process=views/article.php&articleId=3259 We have known it for quite some time, Michael Matusik alerted us to it earlier this year, now Your Mortgage Magazine has confirmed it, Palm Beach in Queensland is a property hotspot. The Palm Beach report in the December edition of the magazine is music to the ears of the property investor and people who have already secured property in the area. And as the YMM article points out Palm Beach is still affordable - but won’t remain so... http://urbanmoney.com.au/?process=views/article.php&articleId=3258 http://urbanmoney.com.au/?process=views/article.php&articleId=3258 TravelGilbert K. Chesterton once said "The traveller sees what he sees, the tourist sees what he has come to see." For those who don't know, Hot Deals is a monthly compilation of special offers you won't necessarily find offered on the internet. This is because as a privately owned and operated agency we are not governed by anyone, which allows us to search independently through 'Travel Agent Only' databases throughout Australia looking for... http://urbanmoney.com.au/?process=views/article.php&articleId=3257 http://urbanmoney.com.au/?process=views/article.php&articleId=3257 With more than 140 years of experience and an extensive global network UBS is the world's leading wealth manager providing advice to high net worth individuals in relation to their investment portfolio. As part of the Australian expansion strategy, the UBS Wealth Management office in Brisbane was opened in July this year and 10 staff have moved into newly appointed premises in the heart of the Brisbane business district. Nik Velde is one of... http://urbanmoney.com.au/?process=views/article.php&articleId=3232 http://urbanmoney.com.au/?process=views/article.php&articleId=3232 Get ready to celebrate Christmas, bid on a World Championship Netball signed by the Aussie team, and introduce your business to new contacts at Christmas on the Green, hosted by the Creek to Creek, Robina, and Burleigh Chambers of Commerce, this event will be a chance to celebrate success in business and families are welcome. The Christmas party will take place at Robina Woods Golf Course on Thursday 13 December from 6.00pm.The event is your... http://urbanmoney.com.au/?process=views/article.php&articleId=3179 http://urbanmoney.com.au/?process=views/article.php&articleId=3179 Low cost Airline Tiger Airways has pounced on the Australian market with its recent touch down at Gold Coast Airport. And the move signals the start of a fresh battle in the low cost airline war in the local, national, and international routes in and out of the Gold Coast Airport.Tiger roared into the Gold Coast for the first time on 23 November and since then offers three flights daily between Melbourne and the Gold Coast.Gold Coast Airport... http://urbanmoney.com.au/?process=views/article.php&articleId=3231 http://urbanmoney.com.au/?process=views/article.php&articleId=3231 It may have been over five years ago, but Bali is still feeling the effects of the Bali bombings which took place in October 2002. A recent trip to Bali by Gold Coast business woman Lesley MacKenzie gave her a first hand account of how life is in Bali for many of the locals, and how many families are in need. The trip to Bali inspired Lesley to integrate raising funds for and organisation called YKIP into her business marketing. YKIP,... http://urbanmoney.com.au/?process=views/article.php&articleId=3230 http://urbanmoney.com.au/?process=views/article.php&articleId=3230 Free eBook for Christmas Business successBoost your website trafficWe’ve come across this great ebook from website developer Bloomtools – “10 Free Strategies For Boosting Your Website Traffic”. We want to share it with you as a gift to help you grow your business. It’s full of simple strategies and helpful advice that can be applied to any website.To download a copy simply click on boost... http://urbanmoney.com.au/?process=views/article.php&articleId=3229 http://urbanmoney.com.au/?process=views/article.php&articleId=3229 Before you head to the crowded malls and do battle with the masses all in the name of Christmas shopping, take a trip to gorgeous James Street in Burleigh. Across the road from one of the Gold Coast’s most beautiful beaches, James Street offers a slice of Melbourne sophistication, with a relaxed beachside atmosphere. And trust me James Street is the best little secret when you set out on your Christmas shopping expedition.And top of... http://urbanmoney.com.au/?process=views/article.php&articleId=3067 http://urbanmoney.com.au/?process=views/article.php&articleId=3067 This Sunday why not change the world. Join thousands of others around the country and Walk Against Warming. This event will send a clear message to the nation’s leaders that the time to act on climate change is now. Before going to the polls on 24th November, 2007 join friends, family and other Australians at Walk Against Warming, to show the next Australian Government you support urgent action on climate change. Help... http://urbanmoney.com.au/?process=views/article.php&articleId=3068 http://urbanmoney.com.au/?process=views/article.php&articleId=3068 Well, summer is well and truly with us, and as we prepare to head down to the beach there are decisions to be made. For the girls, it’s whether to wear a bikini or a one piece, and for the guys it’s the choice between boardies and ….. now this is the tough part…what do you call the other option, that brief item of male swimming attire, typically worn by surf lifesavers? It appears that for speakers of... http://urbanmoney.com.au/?process=views/article.php&articleId=3066 http://urbanmoney.com.au/?process=views/article.php&articleId=3066 The Netball World Championships start this Sunday in New Zealand and after chatting with Australian Coach Norma Plummer about the Aussies chances, you would have to say the Aussies are quietly confident and looking good. Since the Australians defeat to New Zealand in the final four years ago under then coach Jill McIntosh these World Championships have been front and centre of Plummer’s attention. Norma Plummer took over from... http://urbanmoney.com.au/?process=views/article.php&articleId=3056 http://urbanmoney.com.au/?process=views/article.php&articleId=3056 Investing in a healthy summer body has always been a challenge and now more than ever, the experts all have different opinions. Let’s have a glance at some popular choices and make some sense of all the hard work. 1. The Gym A great choice if you require a machine based workout to tone your body, or you are sensitive to the outside elements during your workouts. Your program should be compact with very little down time. Remember... http://urbanmoney.com.au/?process=views/article.php&articleId=3042 http://urbanmoney.com.au/?process=views/article.php&articleId=3042 Gold Coast home loan lender Wilson National have tipped a interest rate rise as early as Melbourne Cup Day next week. But the news gets worse with banks and other lenders being forced to lift rates further in response to the rising cost of funds. There are currently two issues facing the home loan rates in Australia, inflation and the cost of funds to banks and other lenders. Wilson National Managing Director Geoff Wilson says, “I... http://urbanmoney.com.au/?process=views/article.php&articleId=2965 http://urbanmoney.com.au/?process=views/article.php&articleId=2965 At the recent Sun Community Newspapers Creek to Creek Chamber of Commerce Business Awards Wilson National took home two major awards, and employee Jessica Ferris was announced the Young Business Achiever. The awards are the biggest business awards on the Southern Gold Coast and the region is home to some of the Gold Coast's leading businesses. Managing Director Geoff Wilson says, "We were absolutely stoked with the win. We are a growing... http://urbanmoney.com.au/?process=views/article.php&articleId=2963 http://urbanmoney.com.au/?process=views/article.php&articleId=2963 Chairman and Founder of Wizard Mark Bouris and Director of Wilson National Geoff Wilson have unleashed a scathing attack on the negative comments made about Non Bank lenders in the latest edition of MPA - Mortgage Professional Australia. These comments were also supported by the Chief Executive Officer of the Mortgage Finance Association of Australia Phil Naylor. To read the article "Non-banks bristle at negative... http://urbanmoney.com.au/?process=views/article.php&articleId=2912 http://urbanmoney.com.au/?process=views/article.php&articleId=2912 With more passengers coming into the Brisbane, Sunshine and Gold Coast's International Airports, getting to and from the airport and being organised with your time can be tricky. If you need to get to or from  Brisbane Airport from either the Sunshine and Gold Coast's, or vice versa, you should think about traveling with a personal vehicle service. Our travel tip is try BCT - Business Class Transfers. For fifty dollars less than a... http://urbanmoney.com.au/?process=views/article.php&articleId=2911 http://urbanmoney.com.au/?process=views/article.php&articleId=2911 Currumbin Wildlife Sanctuary (CWS) is alive with its 60th Anniversary Celebrations, boasting exciting giveaways, a listener's forum and a special time capsule burial. In August the Sanctuary embarked on a 60th Anniversary forum conducted by 91.7 ABC Coast FM. The event was a great success and gave guests the chance to share their memories of the Sanctuary. In attendance were some very close friends of the Sanctuary's Founder, Alex... http://urbanmoney.com.au/?process=views/article.php&articleId=2910 http://urbanmoney.com.au/?process=views/article.php&articleId=2910 With a few upsets in the pool phase at the Rugby World Cup 2007  in France, the real heat starts this weekend with the much anticipated quarter-finals.  And what a mouth-watering banquet of rugby has been served up. In short, Australia will face off in a 2003 final replay with the old enemy, England. Scotland, will play the rampaging Argentineans, the mighty All Blacks will clash with an out of form but always dangerous... http://urbanmoney.com.au/?process=views/article.php&articleId=2909 http://urbanmoney.com.au/?process=views/article.php&articleId=2909 English is full of words borrowed from other languages, and this borrowing has also occurred in Australia, although not so extensively. Nonetheless, there are words we commonly use which originally came from Australian indigenous languages. When Europeans first arrived in this country around 250 Aboriginal languages existed (today, less than 20 exist). These languages were as distinct from each other as, say, French and German. Over time some... http://urbanmoney.com.au/?process=views/article.php&articleId=2894 http://urbanmoney.com.au/?process=views/article.php&articleId=2894 Whether you have a home loan or not with Wilson National, here are some clever tips for you to save money and remain ahead of the game in the current climate of rising interest rates. Tip one: Budget - This is fundamental to any financial plan, this can be your map to your financial goals. Make a list of your incomes, and expenses - it is important to include all foreseeable expenses like insurance, car rego, and your power... http://urbanmoney.com.au/?process=views/article.php&articleId=18557 http://urbanmoney.com.au/?process=views/article.php&articleId=18557 urbanmoney customers can rest assured knowing they are getting the best rate everyday, and you don’t need to be a high income earner or an executive to have access to our low rates. Recently, there has been a lot of attention in the media recently in regards to the best home loan deals and the consumer group Choice advocating for discounts for people who group together. It is true, some Bank’s offer... http://urbanmoney.com.au/?process=views/article.php&articleId=16785 http://urbanmoney.com.au/?process=views/article.php&articleId=16785 Our monthly eNewsletter "Streetwise" takes a holistic focus. Sure, we'll keep you up-to-date with the state of the market, investment opportunities, and hot spots, but in addition to all that, we will share articles that will focus on topics that make life more liveable, and more fun. Subscribe below or read past articles. *Indicates mandatory fields. if... http://urbanmoney.com.au/?process=views/article.php&articleId=12881 http://urbanmoney.com.au/?process=views/article.php&articleId=12881 @font-face { font-family: "Cambria"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0cm 0cm 10pt; font-size: 12pt; font-family: "Times New Roman"; }p.MsoPlainText, li.MsoPlainText, div.MsoPlainText { margin: 0cm 0cm 0.0001pt; font-size: 10.5pt; font-family: "Times New Roman"; }span.PlainTextChar { font-family: Courier; }div.Section1 { page: Section1; } Wilson National recently assisted Jane and Tim from the Gold Coast... http://urbanmoney.com.au/?process=views/article.php&articleId=12628 http://urbanmoney.com.au/?process=views/article.php&articleId=12628 Ecco Bar For years now Ecco Bistro has been synonymous with stylish urban cuisine right in the heart of Brisbane. But now there is something more, the recently opened Ecco Bar. The Ecco Bar offers the same style and class of the Ecco Bistro, but with a contemporary underground urban feel. Ecco Bar is the perfect place for a pre-dinner Martini or a TGIF end of work Stella. Find out more about Ecco Bar. ... http://urbanmoney.com.au/?process=views/article.php&articleId=11828 http://urbanmoney.com.au/?process=views/article.php&articleId=11828 With the number of clients we are helping into new homes we thought we put together a very useful moving home checklist to make you move as smooth as it could possibly be. And it all starts with good planning and timing. We have list a number of tasks you may need to take into consideration for your move - and our recommendation is to start planning from as much as 2 months out from the big day. * Begin a budget of the estimated... http://urbanmoney.com.au/?process=views/article.php&articleId=10801 http://urbanmoney.com.au/?process=views/article.php&articleId=10801 Mothers Day will soon be upon us. So we decided to put together a  list of gift ideas for your mum. Giive your mum a special pampering this year. Massages, beauty treatments, and makeovers are always popular and will make your mum feel like a million bucks. We recommend: Simply Elegant  - Brisbane Petries Cottage – Gold Coast Canberra Day Spa - Canberra   Fitness for mum Or... http://urbanmoney.com.au/?process=views/article.php&articleId=10800 http://urbanmoney.com.au/?process=views/article.php&articleId=10800 Consider a Capital Protected Guarantee. The past 18 months have been among the most challenging that any of us have ever faced. While it is normal for financial markets to experience regular cycles where asset prices rise and fall, this downturn has been entirely out of the ordinary.   Consider these figures: * The Australian sharemarket has fallen 55 % from its November 2007 high to March... http://urbanmoney.com.au/?process=views/article.php&articleId=10799 http://urbanmoney.com.au/?process=views/article.php&articleId=10799 With property markets in major centres like Sydney, Melbourne, Brisbane and Canberra heating up property demand, it is becoming even more important for customers to get finance approved quickly to secure property purchases. Wilson National’s quick turn-a-round time recently had major advantages for Brisbane property buyer Grant. Currently, the major banks are taking around three weeks to approve home... http://urbanmoney.com.au/?process=views/article.php&articleId=10796 http://urbanmoney.com.au/?process=views/article.php&articleId=10796 Which ever way you begin to describe Facebook the statistics are mind boggling with over 400 million users worldwide and approximately 7.5 million users in Australia (Facebook.com 2010) Facebook has become major touch stone which allows people and business to connect, discuss, and share information. So why do people use Facebook? The answer is simple, it is easy, fun, and a smart way to keep in touch with all of your friends and family in... http://urbanmoney.com.au/?process=views/article.php&articleId=10795 http://urbanmoney.com.au/?process=views/article.php&articleId=10795 Wilson National head office is moving to the Robina. From May 5th Wilson National will move from Nuban Street in Currumbin to the HQ Building right in the heart of Robina on Australia's Gold Coast. The new offices will feature convenient parking for staff and customers, a secure building environment, as well as a close proximity to the Robina Town Centre shopping mall, Robina Stadium and the... http://urbanmoney.com.au/?process=views/article.php&articleId=10343 http://urbanmoney.com.au/?process=views/article.php&articleId=10343 At Wilson National our philosophy is simple. 'Peace of mind' =  a place where customers have their financial needs in one place. Wilson National offers a complete financial service where customers simply add on their services as they need them, including: Home Loans Australian Investment Property portfolio Financial Planning Services Australian Superannuation Services And Insurance Services. Why... http://urbanmoney.com.au/?process=views/article.php&articleId=9641 http://urbanmoney.com.au/?process=views/article.php&articleId=9641 Looking to save money in 2010? Below are some simple things that you can do to gain extra money: Take a packed lunch and snacks to work - buying food and drink every day can quickly add up and blow out your budget. Don't stop at the cafe or snack bar on the way to or from work for that coffee - and try to limit drinking at the bar. Plus this will be good for keeping off excess weight from the waistline. Cut back on... http://urbanmoney.com.au/?process=views/article.php&articleId=9640 http://urbanmoney.com.au/?process=views/article.php&articleId=9640 Ask any good financial planner and they will tell you 'a dollar saved is worth more than a dollar earned' If having more money is one of your new year resolutions -  saving you money is where Wilson National can help you. Did you know Wilson National Home Loans consistently rate up to a full 1% lower than the major four Australian banks. To put this in perspective, if you have a home loan of $350,000, and Wilson National saved... http://urbanmoney.com.au/?process=views/article.php&articleId=9599 http://urbanmoney.com.au/?process=views/article.php&articleId=9599 http://urbanmoney.com.au/?process=views/article.php&articleId=9597 http://urbanmoney.com.au/?process=views/article.php&articleId=9597 Chocolate Decadence You can be the bell of Christmas this year with this simple to make and very delicious recipe from Wilson National. Similar to a Florintine, our Chocolate Decadence recipe from Cass Kahlert, combines chocolate with the taste of your favourite dried fruits. Here's what you need: 1 cup coconut 2 cups mixed fruit sprinkling of Goji Berries and banana chips 1 ½ cup choc bits 1 cup mixed... http://urbanmoney.com.au/?process=views/article.php&articleId=9135 http://urbanmoney.com.au/?process=views/article.php&articleId=9135 Press play to view Wilson National's latest video. http://urbanmoney.com.au/?process=views/article.php&articleId=9131 http://urbanmoney.com.au/?process=views/article.php&articleId=9131 written by Cass Kahlert from Petrie's Cottage of Natural Therapies I recently attended a seminar on detoxification. Every now and then it comes to light… “I think I need to Detox”… This time is NOW!!! Get off your butt and do it… It has been happening for years where chemicals are introduced and allowed to be used years before we discover they are toxic. Bisphenol A is a product we use... http://urbanmoney.com.au/?process=views/article.php&articleId=8960 http://urbanmoney.com.au/?process=views/article.php&articleId=8960 Wilson National Home Buyers Guide - making owning your home easier. http://urbanmoney.com.au/?process=views/article.php&articleId=8947 http://urbanmoney.com.au/?process=views/article.php&articleId=8947 How do you save money on your home loan? Easy, simply switch your home loan to the Wilson National Rate Breaker. Because at a super low rate of just 4.99% p.a. comparison rate 5.25% p.a. the Wison National Rate Breaker is a sure way to save money on your home loan. But don't take our word for it, shop-a-round and see for yourself. The Wilson National Rate Breaker even includes the recent October 2009 Reserve Bank of Australia 25 basis... http://urbanmoney.com.au/?process=views/article.php&articleId=8545 http://urbanmoney.com.au/?process=views/article.php&articleId=8545 To find out more about Wilson National Home Loans call 55595110. http://urbanmoney.com.au/?process=views/article.php&articleId=8538 http://urbanmoney.com.au/?process=views/article.php&articleId=8538 This month to bring a smile to your face we have searched through our emails for some of the funniest commercials, and we have come up trumps. We have found a car ad, a beer ad (Featuring the lead singer from 80's rock band Survivor) and ad from the LA County Fair.   http://urbanmoney.com.au/?process=views/article.php&articleId=8537 http://urbanmoney.com.au/?process=views/article.php&articleId=8537 Now here is a rate you cannot get anywhere else Get to where you want to be with the new Wilson National Rate Breaker Home Loan. The Rate Breaker Home Loan is an incredibly low 4.74% p.a. (4.95% p.a. comparison rate) and is available for residential purchases and refinances and if you don’t believe just how low this home loan is, simply visit the Your Mortgage Magazine website and compare it for yourself... http://urbanmoney.com.au/?process=views/article.php&articleId=8535 http://urbanmoney.com.au/?process=views/article.php&articleId=8535 Wilson National Home Loan Manager Naomi Carey has recently taken leave, but instead of going to an exotic holiday destination in Thailand, Naomi took her partner and two other friends on the outback trip of a life time and all part of the 20th Anniversary of the Queensland Variety Bash from Townsville to Alice Springs. The Variety Bash started as a drive in the outback with a few mates. In 1985, Adventurer Dick Smith took a... http://urbanmoney.com.au/?process=views/article.php&articleId=8533 http://urbanmoney.com.au/?process=views/article.php&articleId=8533 If you have called Wilson National lately you will have noticed a new voice on the other end of the phone, that is our  new Loans Administration Manager Caitlin Giles. Caitlin comes to Wilson National with a wealth of industry experience in finance as well as customer service which means Wilson National customers now have a dedicated manager who is available to answer customer enquiries. Also, to make... http://urbanmoney.com.au/?process=views/article.php&articleId=8529 http://urbanmoney.com.au/?process=views/article.php&articleId=8529   Magnesium is one of your body's most important minerals. Magnesium plays a vital role in helping your body to: Produce energy. Maintain healthy cellular function. Metabolise protein, carbohydrate and fat. Regulate calcium metabolism, helping you to keep your bones strong. Keep your blood pressure low and improve blood flow. ... http://urbanmoney.com.au/?process=views/article.php&articleId=8083 http://urbanmoney.com.au/?process=views/article.php&articleId=8083 Australia's Funniest Email is back ! And this month it could quite easily be called Australia's most bizzare email! You will see what i mean after viewing this month's selection of side splitters. Human poodle exercise - DO not try this at home! Monkey antics -... http://urbanmoney.com.au/?process=views/article.php&articleId=8082 http://urbanmoney.com.au/?process=views/article.php&articleId=8082 Warning - Some readers may find this article confronting If you have kids, you would do anything to protect them, and with advances in technology and the internet becoming part of everyday life, protecting our kids is even harder, but there is help at hand. Contained in this article is a recent interview with ABC 612 Morning Show host Madonna King, this footage is alarming and hard hitting, but every parent or guardian should be aware of... http://urbanmoney.com.au/?process=views/article.php&articleId=8080 http://urbanmoney.com.au/?process=views/article.php&articleId=8080 In today’s busy modern world we often experience stress. Stress comes in many forms, including: • Work-related pressures • Personal and family issues • Financial difficulties • Divorce, separation and/or marital issues • Personal injury or illness • Death of a loved one • Any significant changes - e.g. moving house, changing jobs, etc. Though most of us... http://urbanmoney.com.au/?process=views/article.php&articleId=8063 http://urbanmoney.com.au/?process=views/article.php&articleId=8063 The Gold Coast's Number One Family Address Pacific Pines is the Gold Coast's best family address, located on the Northern Gold Coast, just 10 minutes from the Broadwater and Gold Coast’s surf beaches. This family focused community offers a convenient and relaxed lifestyle. A combination of educational facilities, a bustling Town Centre, as well as 68hectares of open space and parklands makes Pacific Pines the... http://urbanmoney.com.au/?process=views/article.php&articleId=7550 http://urbanmoney.com.au/?process=views/article.php&articleId=7550 Fill out the form below to receive our weekly investment property update which includes exclusive properties from Stockland, Defence Housing Australia and Australia Property Group. You will be returned to the urbanmoney homepage after completing the online form.       if (typeof getQueryVariable == 'function') { response = getQueryVariable('response'); error = getQueryVariable('error'); } if... http://urbanmoney.com.au/?process=views/article.php&articleId=7549 http://urbanmoney.com.au/?process=views/article.php&articleId=7549 It is possible to invest in the tough times and reap the rewards. And now urbanmoney can now assist you to find an investment property and help you take advantage of some very favourable property buying conditions. urbanmoney is powered by G2 Project Marketing, who have bought together some of Australia’s most trusted brands in property development, including Stockland, Defence Housing Australia (DHA), Australian Property... http://urbanmoney.com.au/?process=views/article.php&articleId=7200 http://urbanmoney.com.au/?process=views/article.php&articleId=7200 Because of the way numbers work, you save little interest by reducing the term of your housing loan to less than ten years. The money used to pay back the debt any quicker is better used for investment. Example The Smith's and the Jones' are neighbours and they are aged 40. They owe $100,000 on their home which they are repaying at $1,200 a month ($12 a thousand a month). The Smiths' are a nervous couple and decide to pay their home back in... http://urbanmoney.com.au/?process=views/article.php&articleId=5578 http://urbanmoney.com.au/?process=views/article.php&articleId=5578 Wilson National Access - add a new revenue stream to your business Click on the vocast to learn about how you can add equipment, industry plant, machinery, and lease finance to your product offering.   For further information contact Richard on 1300 288 828 or email by clicking here. www.wilsonnational.com.au/access http://urbanmoney.com.au/?process=views/article.php&articleId=5571 http://urbanmoney.com.au/?process=views/article.php&articleId=5571  Click here to view a product sheet How can you upgrade equipment and remain competitive in business without harming your business cash flow? By using equipment rental from Wilson National Access. Equipment rental is an agreement between a financier and a customer whereby the financier buys the equipment on behalf of the customer and rents it back to them over a fixed period. The customer simply makes fixed monthly rent payments,... http://urbanmoney.com.au/?process=views/article.php&articleId=5568 http://urbanmoney.com.au/?process=views/article.php&articleId=5568 Click here for a product sheet A Chattel Mortgage is a commercial finance product where the customer takes ownership of the vehicle (chattel) at the time of the purchase. When using a Chattel Mortgage facility, the Wilson National advances funds to the customer to purchase a vehicle, and then Wilson National takes a ‘mortgage’ over the vehicle as security for the loan, by registering a fixed charge with ASIC. Upon... http://urbanmoney.com.au/?process=views/article.php&articleId=5480 http://urbanmoney.com.au/?process=views/article.php&articleId=5480 More home loan choice for our customers Wilson National now offer an in-house mortgage broking service. This means Wilson National can place our clients with the home loan of their choice, including our very own range of carbon neutral home loan products. What does this mean for you? With over 300 home loan products from which to choose, this means our customers now... http://urbanmoney.com.au/?process=views/article.php&articleId=5408 http://urbanmoney.com.au/?process=views/article.php&articleId=5408 Click here to view a product sheet   Equipment finance allows you to keep up with techology without the need for owning equipment. Equipment rental or equipment finance is an agreement between Wilson National and a customer whereby Wilson National buys the equipment on behalf of the customer and rents it back to them over a fixed period. The customer simply makes fixed monthly rent payments, and at the end of... http://urbanmoney.com.au/?process=views/article.php&articleId=5199 http://urbanmoney.com.au/?process=views/article.php&articleId=5199 This month our resident tax expert Patricia Bakker from Southern Cross University and tax firm Taxpresso, gives us an insight into structure, and how we can get the best returns from our investments. You may be considering buying property or have already sealed the deal. You should consider structure before investing as this has important consequences on your final tax position. Structures appropriate for property investment can include... http://urbanmoney.com.au/?process=views/article.php&articleId=4523 http://urbanmoney.com.au/?process=views/article.php&articleId=4523     http://urbanmoney.com.au/?process=views/article.php&articleId=4292 http://urbanmoney.com.au/?process=views/article.php&articleId=4292 At Wilson National we work hard and laugh hard, after all we are only human. Each month we package up the funniest emails that come across our desks each month. Click here to see the best of July 08   To register to receive Australia's Funniest Email simply fill out your details below:     if (typeof getQueryVariable == 'function') response = getQueryVariable('response'); if (typeof response !=... http://urbanmoney.com.au/?process=views/article.php&articleId=3435 http://urbanmoney.com.au/?process=views/article.php&articleId=3435 The start of 2008 has seen the Wilson National head office and processing centre move to bigger new premises in Currumbin, just off the soon to be complete Tugun by-pass, and with the move we have a new product which we are about to release. Wilson National is now accepting expressions of interest for our latest product - Property Plus. If predictions by Australian’s leading papers are correct, the... http://urbanmoney.com.au/?process=views/article.php&articleId=2993 http://urbanmoney.com.au/?process=views/article.php&articleId=2993 Wilson National is a responsible lender. Wilson National Personal Loans can be used for the following purposes: Personal loans for new cars, Personal loans for used cars, Personal loans for (new only) motorcycles, Personal loans for (new only) boats, Personal loans for (new only) Caravans, Personal loans for holidays, Personal loans for renovations, Personal loans for debt consolidation,  ... http://urbanmoney.com.au/?process=views/article.php&articleId=2915 http://urbanmoney.com.au/?process=views/article.php&articleId=2915 Whether you have a home loan or not, Wilson National have some clever tips for you to save money and remain ahead of the game in the current climate of rising interest rates. Tip one: Budget - This is fundamental to any financial plan, this can be your map to achieving your financial goals. Make a list of your incomes, and expenses. It is important to include all foreseeable expenses like insurance, car rego, and your power bills and rates.... http://urbanmoney.com.au/?process=views/article.php&articleId=2767 http://urbanmoney.com.au/?process=views/article.php&articleId=2767 Even though the Reserve Bank of Australia decided to leave interest rates unchanged last week, industry experts are tipping a rate rise as early as November, even if a federal election campaign is underway. Industry expert Helen Kevans is reported as saying if higher prices for food, and more expensive rent and electricity feed into inflation it could encourage the Reserve Bank of Australia to lift rates in December. Reserve Bank Governor... http://urbanmoney.com.au/?process=views/article.php&articleId=2763 http://urbanmoney.com.au/?process=views/article.php&articleId=2763 The linguistic differences between the English spoken in Australia and that spoken in the US can lead to some words and expressions being downright incomprehensible in cross cultural communication, or at least misunderstood, and sometimes this may lead to embarrassing gaffs. There was a story in The Australian newspaper recently about an Australian woman on a Skywest flight in the US who, when informed by the flight attendant that there were... http://urbanmoney.com.au/?process=views/article.php&articleId=2762 http://urbanmoney.com.au/?process=views/article.php&articleId=2762 If you are on Australia's Gold Coast this September brace yourself for a pleasant surprise. The Swell Sculpture Festival is a unique outdoor visual arts exhibition which uses the spectacular backdrop setting of Currumbin Beach as its gallery. Artists come from far and wide including such the United States, England and New Zealand and this year the 10 day event is expected to attract over 400,000 vistors. The Swell... http://urbanmoney.com.au/?process=views/article.php&articleId=2666 http://urbanmoney.com.au/?process=views/article.php&articleId=2666 MEDIA RELEASE16 AUGUST 2007 Home Loan Lender Wilson National Home Loans is angry at the loose use of the term 'non bank' in the current fall out over sub prime lending in the US and locally in Australia. Wilson National is concerned smart non bank operators, are being unfairly tarred with the same brush as the sub prime lenders. Wilson National Managing Director Geoff Wilson says, " It is unfortunategood operators like Wilson... http://urbanmoney.com.au/?process=views/article.php&articleId=2642 http://urbanmoney.com.au/?process=views/article.php&articleId=2642 One of the more colorful features of Australian English is the use of slang terms. One group of slang terms, rhyming slang, clearly illustrates Aussies' sense of playfulness, humour, and creativity in language. Rhyming slang involves replacing a word with a phrase in which the second part of the phrase rhymes with the word being replaced. So, for example, 'dog's eye' and 'dead horse' stands for 'pie' and 'sauce', a 'bag of fruit' is a 'suit',... http://urbanmoney.com.au/?process=views/article.php&articleId=2641 http://urbanmoney.com.au/?process=views/article.php&articleId=2641 Now I know that cruising has taken a battering in the press in recent times but take it from someone who has worked with, on and handled cruise travel for years - they are not only fun, they also happen to be unbelievable value for money. I personally have sailed on everything from a 150 foot wooden hulled ex Dutch naval sailing vessel through the Greek islands to 2000 person Ocean Liners throughout Greece, Egypt, Israel and Turkey - and I... http://urbanmoney.com.au/?process=views/article.php&articleId=2589 http://urbanmoney.com.au/?process=views/article.php&articleId=2589 The Sun Community Newspapers 2007 Creek to Creek Chamber of Commerce Business Awards. Recognised as a leading Gold Coast Business Awards event. Click here to download a nomination form.   http://urbanmoney.com.au/?process=views/article.php&articleId=2538 http://urbanmoney.com.au/?process=views/article.php&articleId=2538 A message from the Federal Minister for the Environment and Water the Honorable Malcolm Turnbull MP was read by the Federal Member for McPherson Margaret May MP at a morning tea to celebrate Wilson National Home Loans becoming the first Queensland based home loan lender to become carbon neutral. Wilson National Home Loans achieved the carbon neutral status after an audit and the implementation of a reduction and offset program conducted by... http://urbanmoney.com.au/?process=views/article.php&articleId=2391 http://urbanmoney.com.au/?process=views/article.php&articleId=2391 It is coming...... and whether you love them or hate them one of America's most controversial families will be hitting the big screen near you from 27 July. If you can't get enough of the daily time slot on television then you will be one of the many Australians who just can't wait for ..... The Simpsons Movie. Directed by David Silverman and featuring the same characters and voices to which a generation have become accustom, The Simpsons... http://urbanmoney.com.au/?process=views/article.php&articleId=2389 http://urbanmoney.com.au/?process=views/article.php&articleId=2389 If you have ever seen My Fair Lady and marveled at the clever linguist ability of Mr. Higgins, then you are going to love this look into Australian language by our new columnist Debborah Smith B.A. UNE (Linguistics), M.A. Bond (TESOL) from Bond University. The academic field of linguistics recognizes the variety of English spoken in Australia as being distinct from other varieties of English in the world. Features which contribute... http://urbanmoney.com.au/?process=views/article.php&articleId=2388 http://urbanmoney.com.au/?process=views/article.php&articleId=2388 Travel expert Nicholas Rone from Varsity Lakes Travel shares the secrets to coach touring and what you should expect. And don't forget to enter the Christmas in July Competition - you could be packing your bags to Fiji. Coach touring may not be everyone's cup of tea, and yes you will on occasion have to get up a little early, but for sheer value for money they are damned hard to beat. Few other holidays afford you the chance to... http://urbanmoney.com.au/?process=views/article.php&articleId=2387 http://urbanmoney.com.au/?process=views/article.php&articleId=2387 Wilson National Home Loans has become the first Queensland based home loan lender and the second nationally to become carbon neutral, and we will celebrate with a morning tea later this month where we will officially celebrate this milestone. Providing a true green home loan is about best practice and providing customers a choice according to Wilson National Managing Director Geoff Wilson. "According to Australian of the Year Tim Flannery... http://urbanmoney.com.au/?process=views/article.php&articleId=2177 http://urbanmoney.com.au/?process=views/article.php&articleId=2177 Wilson National listed in best aussie home loans 2006 Wilson National is listed in the Best Home Loans for 2006 by Your Mortgage Magazine. Up against stiff competition from the major four banks and other leading national lenders including Wizard and Bendigo Bank , Wilson National managed to make the list of best Aussie Home Loans in three categories. Wilson National Home Loans Communication Manager Gordon Watson says, " We are... http://urbanmoney.com.au/?process=views/article.php&articleId=2110 http://urbanmoney.com.au/?process=views/article.php&articleId=2110 5 quick steps - Your home could be yours in as little as 10 days    Step 1 - Apply Simply call us on 1300 288 828 or email us by clicking here and your Mortgage Manager will get you under way. We are able to process home loan applications in person or online.   Step 2  All the V'S - Verification and Valuation Wilson National will conduct a verification to confirm your identity. If... http://urbanmoney.com.au/?process=views/article.php&articleId=2090 http://urbanmoney.com.au/?process=views/article.php&articleId=2090 Show you care about the environment by celebrating World Environment Day 2007 on Tuesday June 5th. Every year over 100 countries join together to commemorate the United Nations Environment Programme's World Environment Day, raising awareness of global environment issues and stimulating political action. Wilson National is celebrating World Environment Day 2007 by becoming the first home loan lender in Queensland to go carbon... http://urbanmoney.com.au/?process=views/article.php&articleId=2088 http://urbanmoney.com.au/?process=views/article.php&articleId=2088 If you're interested in art or just want somewhere interesting to spend an afternoon, then check out the Queensland Art Gallery and Gallery of Modern Art in Brisbane. The Queensland Art Gallery and the recently opened Gallery of Modern Art boast a wide collection of historical and contemporary paintings, sculptures, decorative art objects, multimedia installations, and works on paper from international and local artists. Established in... http://urbanmoney.com.au/?process=views/article.php&articleId=2087 http://urbanmoney.com.au/?process=views/article.php&articleId=2087 Organic foods are very popular at the moment, but are they really that good for you?  Read on and find out some interesting morsels about organics and whether they have a place in your shopping basket. According to Nutrition Australia, the term "organic food" means a food that has been produced without chemicals of any kind, including artificial fertilisers, synthetic pesticides or growth promoters such as hormones... http://urbanmoney.com.au/?process=views/article.php&articleId=2086 http://urbanmoney.com.au/?process=views/article.php&articleId=2086 Greece is one of the most historically rich and physically beautiful places in the world.  Sharing his experiences in this beautiful country is our guest author Nicholas Rone, Managing Director of Varsity Lakes Travel. Greece was my life and Athens my home for over 10 years, a circumstance I had neither planned nor expected.  But, as the Chinese philosopher Lao Tzu once said, "A good traveller has no fixed plan and is not... http://urbanmoney.com.au/?process=views/article.php&articleId=2084 http://urbanmoney.com.au/?process=views/article.php&articleId=2084 Want to buy your first home but not sure how to go about it?  Join Wilson National's First Home Buyers Club for information, advice and helpful hints on entering the property market.  Buying your first home can be a scary and confusing process.  Finding a house that is right for you is difficult enough, without all the added financial stresses that go along with purchasing a house.  This is where Wilson... http://urbanmoney.com.au/?process=views/article.php&articleId=2018 http://urbanmoney.com.au/?process=views/article.php&articleId=2018   Mortgage Industry Association of Australia Office of State Revenue Real Estate Institute of Qld First home buyers The Australian Taxation Office Credit Ombudsman Service Limited Commerce Queensland ACT Revenue Office   http://urbanmoney.com.au/?process=views/article.php&articleId=2017 http://urbanmoney.com.au/?process=views/article.php&articleId=2017     Who is Wilson National? Wilson National is Australia's first carbon neutral full service lender which provide a range of quality home loans. Click here for our company profile. Your Mortgage Magazine listed Wilson National in Australia's top ten home loans in 2006. What is a Mortgage Manager? A Mortgage Manager is a home loan provider, who facilitates a range of mortgage products and... http://urbanmoney.com.au/?process=views/article.php&articleId=2016 http://urbanmoney.com.au/?process=views/article.php&articleId=2016   A Deposit Bond also known as a Deposit Guarantee is an alternative to a cash deposit that is payable when signing a contract to purchase residential property. A Deposit Bond is generally used in instances where you have cash tied up in other investments such as shares or a term deposit, or where you're waiting on the settlement of your existing property, or on borrowing 100% of the purchase price. You pay the full purchase price... http://urbanmoney.com.au/?process=views/article.php&articleId=2010 http://urbanmoney.com.au/?process=views/article.php&articleId=2010   Arranging for property and pest inspections before exchanging contracts is a must. These inspections can save you a lot of time, trouble and expense further down the track, not only will a thorough inspection inform you of a property's condition, it helps allow you to make an informed decision as to whether to purchase the property or not if a severe problem has been detected. So, before you buy, have a professional... http://urbanmoney.com.au/?process=views/article.php&articleId=2009 http://urbanmoney.com.au/?process=views/article.php&articleId=2009   If you are buying your first home or unit you may be eligible for a First Home Owners Grant (FHOG). To offset the impact of the introduction of the Goods and Services Tax (GST), the Commonwealth has requested that the States and Territories assist first home buyers through the establishment of the FHOG. It entitles eligible applicants to a one-off payment on the purchase of their first home. Eligible applicants from 1 July... http://urbanmoney.com.au/?process=views/article.php&articleId=2008 http://urbanmoney.com.au/?process=views/article.php&articleId=2008   Saving for a deposit is still the best option when buying a residential property.  The amount that you have saved for your deposit can make a big difference to the size of your loan. The more you have saved, the less you will need to borrow, the bigger the deposit, the better off you will be! If you don't already have a budget in place now is the time to start. Even if you don't always adhere to it, chances... http://urbanmoney.com.au/?process=views/article.php&articleId=2007 http://urbanmoney.com.au/?process=views/article.php&articleId=2007 Finding the perfect home is no easy task. It takes time and dedication and sometimes can be very stressful. Trying to find an affordable home in an area you prefer is the challenge most home buyers face, you may think you know exactly what you want and where. But a home that offers everything you want may not be in a suburb you prefer or a home in the suburb you prefer may be out of your price range, it's important to remain flexible. You... http://urbanmoney.com.au/?process=views/article.php&articleId=2006 http://urbanmoney.com.au/?process=views/article.php&articleId=2006   The offer The contract of sale is prepared by the agent or by the vendor's solicitor, and outlines the offer, the date of settlement, and any conditions which   must be made before the sale goes ahead. You should discuss the Contract of Sale with your solicitor before you sign it or before bidding at auction.  There are two kinds of offers: 'unconditional', which is an outright offer to buy the... http://urbanmoney.com.au/?process=views/article.php&articleId=1865 http://urbanmoney.com.au/?process=views/article.php&articleId=1865   Palm Beach is about to become the Gold Coast's next property hotspot, thanks to increased local infrastructure and major mixed-use developments in the area.  A recent snapshot of the Gold Coast property market from property analysts Matusik, has revealed that the sleepy southern beachside suburb of Palm Beach is well on its way to becoming a goldmine for property buyers and sellers alike. ... http://urbanmoney.com.au/?process=views/article.php&articleId=1864 http://urbanmoney.com.au/?process=views/article.php&articleId=1864 Are you one of the lucky Australians that have some spare cash and want to invest, but not sure how to go about it?  Our guest author Patricia Bakker, university lecturer and accountant, has some useful tips.  One the most common questions I often get asked is "what structure should I use to buy my investment in?" Examples of investments are term deposits at a financial institution, managed funds, shares,... http://urbanmoney.com.au/?process=views/article.php&articleId=1862 http://urbanmoney.com.au/?process=views/article.php&articleId=1862   Gold Coast basketball fans are celebrating the announcement of Australia's newest National Basketball League team, the Gold Coast Blaze.      The Blaze will be the thirteenth team to join the national basketball competition and will make their debut in September.  According to Gold Coast Blaze Director David Claxton, "the Blaze is without a doubt the future of family sporting...